Garfield County property record for 109 E Main St, Covington, OK 73730
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,404 sqft · built 1947 |
| Lot Size | 0.563 acres (24,533 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $415 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 25625 |
| Primary APN | 25625 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,404 sqft Living Area |
| 1st Floor Area | 1,378 sqft |
| Storm Shelter | Storm Shelter |
| Storm Shutters | Storm Shutters |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 24,533 sqft (0.563 acres) |
| Lot Dimensions | 140 ft deep x 175 ft wide |
| Garage Type | Mixed |
| Garage Area | 280 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Utility Building | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 25625 |
|---|---|
| Street Address | 109 E MAIN ST |
| City | COVINGTON |
| State | OK |
| Zip | 73730-1701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1-5 BLOCK 36 SD-C94 EAST COVINGTON SW/4 12-21-4 M/P - 1999 FLEETWOOD/FESTIVAL 16X76 ON PE TO MIDGE POSTIER @ 111 E MAINE |
| Legal Range | 04W |
| Legal Township | 21N |
| Legal Section | 12 |
| Legal Subdivision | EAST COVINGTON |
| Legal Block | 36 |
| Legal Lot Number | 1-5 |
| Jurisdiction | GARFIELD OK |
| Township / Civil Division | SOUTH GARFIELD |
| Census Block Group | 4 |
| Census Block | 4147 |
| Census Tract | 1200 |
109 E Main St is owned and occupied by an individual who acquired it in December 2023.
Source: Garfield County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 168, COVINGTON, OK 73730-0168 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 4, 2023 |
| Transfer Doc | 0000010001 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 109 E Main St was $415 with a homeowner's exemption.
Source: Garfield County assessment roll, as of March 10, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Garfield County |
| Municipality | Covington Town |
| Unified School District | Covington-Douglas Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,325 (+3%) Land $350 Building $4,975 | $42,602 (-43.02%) Land $2,800 Building $39,802 | |
| 2025 | $415.00 Homeowner's exemption | $5,170 Land $350 Building $4,820 | $74,764 Land $2,800 Building $71,964 |
| 2023 | $419.00 Homeowner's exemption | $4,874 Land $365 Building $4,509 | $49,660 Land $3,790 Building $45,870 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 E Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 E Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 96% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COVINGTON serves 553 people · EPA ID OK3002419 |
|---|---|
| Water Source | Purchased groundwater from SALT FORK WATER AUTHORITY |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pioneer Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Chisholm Broadband Fixed Wireless | 100 / 40 |
| T-Mobile Fixed Wireless | 100 / 20 |
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