109 E Main St, #4, Grand Ledge, MI 48837 Property Records

Eaton County property record for 109 E Main St, #4, Grand Ledge, MI 48837

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,066 sqft · built 2005
Lot Size	0.032 acres (1,430 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Oct 2016)
Tax Bill	$2,734 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Oct 2016 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`40004365000400`

Property Details

APN / Parcel Number

Primary APN	`40004365000400`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	4 Units
Building Area	1,066 sqft Living Area
1st Floor Area	1,066 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Lot Area	1,430 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	109 E MAIN ST, 204
City	GRAND LEDGE
State	MI
Zip	48837-2900
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	CBD
Legal Description	UNIT 204, BRIDGE & MAIN CONDOMINIUM. CITY OF GRAND LEDGE. D.D.A. D 1-16-07 R 1-16-07 SPLIT FROM 400-000-610-100-00 FOR 2008
Legal Subdivision	BRIDGE & MAIN CONDOMINIUM
Legal Unit	204
Jurisdiction	EATON MI
Township / Civil Division	GRAND LEDGE
Census Block Group	1
Census Block	1023
Census Tract	20402

Owner

Source: Eaton County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 E MAIN ST, 204, GRAND LEDGE, MI 48837-2900
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2023	Deed of Trust, Mortgage · Line of Credit DFCU FINANCIAL
Oct 18, 2016	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jan 5, 2015	Intrafamily Transfer, Transfer
Jul 9, 2014	Quit Claim Deed, Transfer TRI COUNTY TITLE AGENCY
Jun 12, 2014	Warranty Deed, Transfer · ARM GUARANTEED RATE INC
Dec 1, 2008	Intrafamily Transfer, Transfer STEWART TITLE
Feb 13, 2007	Warranty Deed, Transfer ABN AMRO MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2016 · Amount on Record
Deed Sale	Oct 18, 2016 · Amount on Record
Prior Sale	Jun 12, 2014 · Amount on Record
Deed Book / Page	2647 / 346
Prior Transfer Date	Nov 24, 2008
Prior Transfer Doc	2206/0345
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	109 E MAIN ST APT 204, 204, GRAND LEDGE, MI 48837-2900
Transaction Type	Mortgage
Record Updated	Jun 22, 2026
Title Company	DFCU TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E MAIN ST 204, 204, GRAND LEDGE, MI 48837-2900

Mortgage

Document Number	003075/747
Date	Dec 18, 2023
Book Page	3075/747

Lender

Name	DFCU FINANCIAL
Type	Credit Union
Address	DEARBORN, MI 48128

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Oct 18, 2016
Property Address	109 E MAIN ST APT 204, 204, GRAND LEDGE, MI 48837-2900
Document Number	02647/0346
Book / Page	2647 / 0346
Map Reference	LB2092 PG462
Instrument Date	Oct 6, 2016
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	TRI-COUNTY TITLE AGENCY LLC, TRI COUNTY TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$774.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 E MAIN ST # ST4, ST4, GRAND LEDGE, MI 48837-2900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1200 LENORE AVE, LANSING, MI 48910-9076

Mortgage

Document Number	0026470347
Date	Oct 18, 2016
Instrument	2647/0347

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2046

January 2015: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EATON MI
Recording Date	Jan 5, 2015
Property Address	109 E MAIN ST APT 204, 204, GRAND LEDGE, MI 48837-2900
Document Number	02550/0946
Book / Page	2550 / 0946
Map Reference	LB2092 PG462
Instrument Date	Oct 15, 2014
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	109 E MAIN ST # 4, 4, GRAND LEDGE, MI 48837-2900

July 2014: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EATON MI
Recording Date	Jul 9, 2014
Property Address	109 E MAIN ST APT 204, 204, GRAND LEDGE, MI 48837-2900
Document Number	02525/0840
Book / Page	2525 / 0840
Instrument Date	Jul 1, 2014
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	TRI COUNTY TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	690 N PENNSYLVANIA ST APT 5, 5, DENVER, CO 80203-3676

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E MAIN ST # 4, 4, GRAND LEDGE, MI 48837-2900

June 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Jun 12, 2014
Property Address	109 E MAIN ST APT 204, 204, GRAND LEDGE, MI 48837-2900
Document Number	02521/1295
Book / Page	2521 / 1295
Instrument Date	Jun 2, 2014
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	TRI COUNTY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$795.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 E MAIN ST # ST4, ST4, GRAND LEDGE, MI 48837-2900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1268 SEBEWAING RD, OKEMOS, MI 48864-3451

Mortgage

Document Number	02522/0001
Date	Jun 12, 2014
Book Page	2522/0001

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution
Address	CHICAGO, IL 60613

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2044

Interest

Rate Type	Adjustable Rate

December 2008: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EATON MI
Recording Date	Dec 1, 2008
Property Address	109 E MAIN ST APT 204, 204, GRAND LEDGE, MI 48837-2900
Document Number	02206/0345
Book / Page	2206 / 0345
Map Reference	LB2092 PG462
Instrument Date	Nov 24, 2008
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12746 ONEIDA WOODS TRL, GRAND LEDGE, MI 48837-8942

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E MAIN ST, GRAND LEDGE, MI 48837-2900
Investor	Possibly a Property Investor

February 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Feb 13, 2007
Property Address	109 E MAIN ST APT 204, 204, GRAND LEDGE, MI 48837-2900
Document Number	02098/0102
Book / Page	2098 / 0102
Map Reference	LB2092 PG462
Instrument Date	Feb 9, 2007
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$989.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	56 LOCH CIR, GRAND LEDGE, MI 48837-1670

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12746 ONEIDA WOODS TRL, GRAND LEDGE, MI 48837-8942
Investor	Possibly a Property Investor

Mortgage

Document Number	0020980103
Date	Feb 13, 2007
Instrument	2098/0103

Lender

Name	ABN AMRO MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2037

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Grand Ledge City
Unified School District	Grand Ledge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,600 (+4.04%)	$133,786 (-) Land $17,835 Building $115,951
2025	$2,734.00 (+2.94%) Homeowner's exemption	$66,900 (+6.87%)	$133,786 (+6.86%) Land $17,835 Building $115,951
2024	$2,656.00 (-62.53%)
2023		$62,600	$125,200
2022	$7,088.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRAND LEDGE serves 8,701 people · EPA ID MI0002770
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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