109 E Madison St, Elmhurst, IL 60126 Property Records

DuPage County property record for 109 E Madison St, Elmhurst, IL 60126

Property Summary

Property Type	Single Family Home
Details	4,295 sqft · built 2014
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,725,000 (May 2026)
Tax Bill	$27,985 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Oct 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-12-323-010`

Property Details

APN / Parcel Number

Primary APN	`06-12-323-010`

Interior

Stories	2 Stories
Building Area	4,295 sqft Living Area
Gross Area	6,201 sqft
1st Floor Area	1,906 sqft
2nd Floor Area	2,389 sqft
Basement Area	1,906 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	14.5 ft deep x 5.9 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	109 E MADISON ST
City	ELMHURST
State	IL
Zip	60126-4410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	COLLINS 1ST ADD TO TUXEDO PARK /EX E 1 FT/
Legal Subdivision	COLLINS 1ST ADD TO TUXEDO PARK
Legal Lot Number	54
Jurisdiction	DU PAGE IL
Township / Civil Division	YORK
Census Block Group	2
Census Block	2007
Census Tract	844001

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2658 N SOUTHPORT AVE, B, CHICAGO, IL 60614-0801
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Warranty Deed, Transfer · Conventional Mortgage NORTHERN TRUST
Oct 31, 2017	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN
Nov 23, 2020	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2026 · Amount on Record
Deed Sale	May 6, 2026 · Amount on Record
Prior Sale	Sep 4, 2014 · Amount on Record
Deed Document Number	202630057
Prior Transfer Date	May 17, 2006
Prior Transfer Doc	0000095316
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	May 6, 2026
Property Address	109 E MADISON ST, ELMHURST, IL 60126-4410
Document Number	0000030057
Instrument Date	Apr 28, 2026
Instrument	202630057
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$261,337.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2658 N SOUTHPORT AVE, CHICAGO, IL 60614-0801
Investor	Possibly a Property Investor

Mortgage

Document Number	0000030058,
Date	May 6, 2026
Instrument	202630058

Lender

Name	NORTHERN TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	109 E MADISON ST, ELMHURST, IL 60126-4410
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000111854
Date	Oct 31, 2017
Instrument	R2017-111854

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 25, 2047

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	109 E MADISON ST, ELMHURST, IL 60126-4410
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 MADISON ST, CAROL STREAM, IL 60122-0001

Mortgage

Document Number	0000141787
Date	Nov 23, 2020
Instrument	R2020-141787

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Sep 25, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	109 E MADISON ST, ELMHURST, IL 60126-4410
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092953
Date	Aug 21, 2020
Instrument	R2020-092953

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	May 1, 2050

Interest

Rate	3.12%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	York Township
Municipality	Elmhurst City
Unified School District	Elmhurst School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$27,985.00 (+3.72%) Homeowner's exemption	$491,544 (+7.86%) Land $108,370 Building $383,174	$1,474,632 (+7.86%) Land $325,110 Building $1,149,522
2024	$26,982.00 (-5.51%)	$455,724 (-4.44%) Land $100,473 Building $355,251	$1,367,172 (-4.44%) Land $301,419 Building $1,065,753
2022	$28,555.00 Homeowner's exemption	$476,920 Land $89,310 Building $387,610	$1,430,760 Land $267,930 Building $1,162,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1987–2013)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 3 claims Severe Storms & Flooding, Aug 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMHURST serves 45,000 people · EPA ID IL0430350
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 636 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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