109 E Madison Ave, Des Moines, IA 50313 Property Records

Polk County property record for 109 E Madison Ave, Des Moines, IA 50313

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1951
Lot Size	0.161 acres (7,020 sqft)
Owner	Individual Name on File
Last Sale	$157,000 (Sep 2022)
Tax Bill	$2,710 (2024)
Deeds & Mortgages	Jun 2024 Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7924-23-352-002`

Property Details

APN / Parcel Number

Primary APN	`7924-23-352-002`
Alternative APN	`070/04739-000-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	2,016 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1951
Architectural Style	Ranch
Exterior Material	Concrete Block
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,020 sqft (0.161 acres)
Lot Dimensions	117 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Patio Area	396 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	109 E MADISON AVE
City	DES MOINES
State	IA
Zip	50313-3622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 60 F LOT 2 ROENA
Legal Range	24W
Legal Township	79N
Legal Section	23
Legal Subdivision	ROENA
Legal Lot Number	2
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	2
Census Block	2010
Census Tract	400

Owner

109 E Madison Ave is owned and occupied by an individual who bought it in September 2022.

Source: Polk County records, as of October 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	109 E MADISON AVE, DES MOINES, IA 50313-3622
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Sep 21, 2022	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC
Mar 7, 2019	Trustee's Deed, Construction Loan · Construction Mortgage COMMUNITY ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2022 · Amount on File
Deed Sale	Sep 21, 2022 · Amount on File
Prior Sale	Jun 11, 2013 · Amount on File
Deed Document Number	2022-00074483
Deed Book / Page	19272 / 81
Record Updated	Jun 8, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	109 E MADISON AVE, DES MOINES, IA 50313-3622
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E MADISON AVE, DES MOINES, IA 50313-3622

Mortgage

Document Number	0000031858
Date	Jun 27, 2024
Book Page	19837/62
Instrument	2024-00031858

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	340 Months
Due	Oct 1, 2052

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Sep 21, 2022
Property Address	109 E MADISON AVE, DES MOINES, IA 50313-3622
Document Number	0000074483
Book / Page	19272 / 81
Instrument Date	Sep 19, 2022
Instrument	2022-00074483
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 E MADISON AVE, DES MOINES, IA 50313-3622

Mortgage

Document Number	0000074484
Date	Sep 21, 2022
Book Page	19272/83
Instrument	2022-00074484

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

March 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	POLK IA
Recording Date	Mar 7, 2019
Property Address	109 E MADISON AVE, DES MOINES, IA 50313-3622
Book / Page	017253 / 000831
Instrument Date	Feb 5, 2019
Instrument	63594
Transaction Type	Construction Loan
Record Updated	Mar 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2785 N ANKENY BLVD #22 ANKENY IA 500234705, 22, ANKENY, IA 50023-4705

Mortgage

Document Number	0000063594
Date	Mar 7, 2019
Book Page	017253/000831
Instrument	63594

Lender

Name	COMMUNITY ST BK
Type	Bank
Address	1640 SW WHITE BIRCH CIR, ANKENY, IA 50023-7213

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$164,600 Land $29,700 Building $134,900	$164,600 Land $29,700 Building $134,900
2024	$2,710.00
2023		$145,200 Land $25,800 Building $119,400	$145,200 Land $25,800 Building $119,400
2020	$2,658.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 E Madison Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2008–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 109 E Madison Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 743 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T, Metronet, T-Mobile.

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