Medina County property record for 109 E Lorain St, Spencer, OH 44275
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,040 sqft · built 1957 |
| Lot Size | 0.275 acres (11,979 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $89,000 (Jun 2004) |
| Tax Bill | $2,311 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-27A-04-044 |
| Primary APN | 037-27A-04-044 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 4 Half Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 2,080 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 1,040 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Siding |
| Construction Type | Wood |
| Lot Area | 11,979 sqft (0.275 acres) |
| Lot Dimensions | 104 ft deep x 115 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 24 sqft |
| Deck Area | 120 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 109 E LORAIN ST |
|---|---|
| City | SPENCER |
| State | OH |
| Zip | 44275-9529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 81 82 MID OF EA CENTERVILLE PLAT .000A |
| Legal Lot Number | 81-82 |
| Jurisdiction | MEDINA OH |
| Township / Civil Division | SPENCER |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 410000 |
Source: Medina County records, as of April 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 33, SPENCER, OH 44275-0033 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2004 · Amount on Record |
| Deed Sale | Jun 30, 2004 · Amount on Record |
| Prior Sale | Aug 15, 2002 · Amount on Record |
| Deed Document Number | 200426845 |
| Record Updated | Oct 29, 2026 |
Source: Medina County assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Medina County |
| Municipality | Spencer Village |
| Unified School District | Black River Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,311.00 (+0.09%) | $54,920 (+14.2%) Land $16,060 Building $38,860 | $156,930 (+14.22%) Land $45,890 Building $111,040 |
| 2024 | $2,309.00 (+4.57%) | $48,090 (-) Land $22,320 Building $25,770 | |
| 2023 | $2,208.00 (-2.13%) | $48,090 (-) Land $22,320 Building $25,770 | |
| 2022 | $2,256.00 | $48,090 Land $22,320 Building $25,770 | $137,390 Land $63,760 Building $73,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 5, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF SPENCER serves 800 people · EPA ID OH5201611 |
|---|---|
| Water Source | Purchased surface water from RURAL LORAIN CO. WATER A |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Omni Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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