109 E Lincoln St, Mount Morris, IL 61054 Property Records

Ogle County property record for 109 E Lincoln St, Mount Morris, IL 61054

Property Summary

Property Type	Single Family Home
Details	1,986 sqft · built 1934
Lot Size	0.204 acres (8,917 sqft)
Owner	Individual Name on Record
Last Sale	$62,000 (Jul 2019)
Tax Bill	$2,075 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jun 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-26-351-004`

Property Details

APN / Parcel Number

Primary APN	`08-26-351-004`

Interior

Stories	1 Story
Building Area	1,986 sqft Living Area

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Lot Area	8,917 sqft (0.204 acres)
Lot Dimensions	134 ft deep x 66.8 ft wide

Location & Zoning

Street Address	109 E LINCOLN ST
City	MOUNT MORRIS
State	IL
Zip	61054-1529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: LOT 1 BLK 24 VIL MT MORRIS
Legal Subdivision	MT MORRIS
Legal Block	24
Legal Lot Number	1
Jurisdiction	OGLE IL
Township / Civil Division	MOUNT MORRIS
Census Block Group	4
Census Block	4024
Census Tract	960900

Owner

Source: Ogle County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 E LINCOLN ST, MOUNT MORRIS, IL 61054-1529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Deed of Trust, Mortgage HUD
Jun 2, 2023	Deed of Trust, Mortgage HUD
Nov 11, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 15, 2019	Warranty Deed, Transfer · FHA Mortgage PLATINUM HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2019 · Amount on Record
Deed Sale	Jul 15, 2019 · Amount on Record
Prior Sale	Nov 13, 2009 · Amount on Record
Deed Document Number	20193788
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	109 E LINCOLN ST, MOUNT MORRIS, IL 61054-1529
Transaction Type	Mortgage
Record Updated	Nov 15, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004706
Date	Oct 27, 2023
Instrument	202304706

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Nov 1, 2063

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	109 E LINCOLN ST, MOUNT MORRIS, IL 61054-1529
Transaction Type	Mortgage
Record Updated	Jun 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002264
Date	Jun 2, 2023
Instrument	202302264

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	312 Months
Due	Aug 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	109 E LINCOLN ST, MOUNT MORRIS, IL 61054-1529
Document Number	0000009871
Instrument Date	Nov 11, 2020
Transaction Type	Mortgage
Record Updated	Jan 14, 2021
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E LINCOLN ST MOUNT MORRIS IL 610541529, MOUNT MORRIS, IL 61054-1529

Mortgage

Document Number	0000009871
Date	Dec 17, 2020
Instrument	9871

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Jul 15, 2019
Property Address	109 E LINCOLN ST, MOUNT MORRIS, IL 61054-1529
Document Number	0000003788
Map Reference	PB A PG 172
Instrument Date	Jul 12, 2019
Instrument	201903788
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$93.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E LINCOLN ST, MOUNT MORRIS, IL 61054-1529

Mortgage

Document Number	0000003789
Date	Jul 15, 2019
Instrument	201903789

Lender

Name	PLATINUM HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Mount Morris Township
Municipality	Mount Morris Village
Unified School District	Oregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,075.00 (+33.87%)	$26,816 (+15.08%) Land $3,158 Building $23,658	$80,448 (+15.08%) Land $9,474 Building $70,974
2023		$23,302 Land $3,995 Building $19,307	$69,906 Land $11,985 Building $57,921
2022	$1,550.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT MORRIS serves 2,861 people · EPA ID IL1410350
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
AirCell Fiber	1,000 / 300
Verizon Fixed Wireless	300 / 20

May also be available: AaroBand, T-Mobile.

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