109 E Lemon St, Lady Lake, FL 32159 Property Records

Lake County property record for 109 E Lemon St, Lady Lake, FL 32159

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 1,781 sqft · built 1924
Lot Size	1.35 acres (58,978 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Sep 2014)
Tax Bill	$3,019 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2018 Sale
Flood Zone	Zone AE (high risk)
APN	`16-18-24-0700-000-00200`

Property Details

APN / Parcel Number

Primary APN	`16-18-24-0700-000-00200`
Alternative APNs	`241816070000000200` `1333989`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,781 sqft Living Area
Gross Area	2,837 sqft
1st Floor Area	1,515 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1996
Exterior Material	Wood
Construction Type	Frame
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	58,978 sqft (1.35 acres)
Lot Dimensions	218 ft deep x 275 ft wide
Garage Type	Attached
Garage Area	672 sqft

Exterior Amenities

Pool Area	1,024 sqft
Porch	Enclosed/Finished Porch
Porch Area	1,444 sqft
Deck Area	371 sqft
Patio Area	664 sqft
Utility Building	900 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1333989
Street Address	109 E LEMON ST
City	LADY LAKE
State	FL
Zip	32159-3853
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LADY LAKE VAUGHNS ADD S 1/2 OF LOT 2 W 75 FT OF S 1/2 OF LOT 3 PB 1 PG 10 ORB 4528 PG 1241 ORB 5200 PG 1584
Legal Range	24E
Legal Township	18S
Legal Section	16
Legal Subdivision	VAUGHNS ADD
Legal Tract	0700
Legal Lot Number	2
Jurisdiction	LAKE FL
Township / Civil Division	FRUITLAND PARK-LADY LAKE
Census Block Group	1
Census Block	1005
Census Tract	30411

Owner

Source: Lake County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 E LEMON ST, LADY LAKE, FL 32159-3853
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC
Nov 20, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2014 · Amount on Record
Deed Sale	Sep 18, 2014 · Amount on Record
Prior Sale	Apr 28, 2004 · Amount on Record
Deed Document Number	2014102235
Deed Book / Page	4528 / 1241
Last Transfer Date	Oct 26, 2018
Transfer Doc	0052001584
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	109 E LEMON ST, LADY LAKE, FL 32159-3853
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E LEMON ST, LADY LAKE, FL 32159-3853

Mortgage

Document Number	0058572084
Date	Dec 15, 2021
Book Page	5857/2084
Instrument	2021173143

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Nov 20, 2018
Property Address	109 E LEMON ST, LADY LAKE, FL 32159-3853
Document Number	0052001584
Book / Page	005200 / 001584
Instrument Date	Oct 26, 2018
Instrument	135307
Transaction Type	Transfer
Record Updated	Dec 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E LEMON ST LADY LAKE FL 321593853, LADY LAKE, FL 32159-3853

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Lady Lake Town
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,812 (+0.57%) Land $35,021 Building $119,791	$154,812 (-0.06%) Land $35,021 Building $119,791
2025		$153,930 (+5.98%) Land $35,021 Building $118,909	$154,902 (+1.64%) Land $35,021 Building $119,881
2024	$3,019.00 (+19.33%)
2023	$2,530.00 (+3.14%) Homeowner's exemption	$145,250 (+3%)	$152,404 (+1.13%) Land $35,021 Building $117,383
2022	$2,453.00 Homeowner's exemption	$141,020	$150,701 Land $35,021 Building $115,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	79.0 ft
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LADY LAKE CENTRAL - WPS 1,2,3 serves 7,090 people · EPA ID FL3350977
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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