109 E Lake St, Osakis, MN 56360 Property Records

Douglas County property record for 109 E Lake St, Osakis, MN 56360

Property Summary

Property TypeCommercial
Details3 bd · 2 ba · 658 sqft · built 1925
Lot Size0.21 acres (9,147 sqft)
OwnerIndividual Name on Record
Last Sale$367,000 (Apr 2024)
Tax Bill$4,856 (2026)
Deeds & MortgagesApr 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN93-0178-000

Property Details

APN / Parcel Number

Primary APN93-0178-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures3 Plumbing Fixtures
Stories1 Story
Building Area658 sqft Gross Area

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Lot Area9,147 sqft (0.21 acres)
Garage Area320 sqft
DrivewayConcrete Driveway
Driveway Area560 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area192 sqft
Deck Area299 sqft

Location & Zoning

Street Address109 E LAKE ST
CityOSAKIS
StateMN
Zip56360
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionSEC-25 TWP-128 RANG-36 LOT-005 BLK-016 ORIGINAL OSAKIS
Legal Range36
Legal Township128
Legal Section25
Legal SubdivisionORIGINAL OSAKIS
Legal Block16
Legal Lot Number5
JurisdictionDOUGLAS MN
Township / Civil DivisionOSAKIS
Census Block Group3
Census Block3004
Census Tract450800

Owner

Source: Douglas County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address661 N BIRCH ST, ROYALTON, MN 56373-9107
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 18, 2024 · Amount on Record
Deed SaleApr 18, 2024 · Amount on Record
Prior SaleApr 2, 2015 · Amount on Record
Deed Document Number2024456070
Prior Transfer DateDec 21, 2005
Prior Transfer Doc0000278438
Record UpdatedSep 20, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDOUGLAS MN
Recording DateApr 18, 2024
Property Address109 E LAKE ST, OSAKIS, MN 56360
Document Number000A456070
Instrument DateApr 18, 2024
InstrumentA456070
Transaction TypeTransfer
Record UpdatedMay 7, 2024
Title CompanyINTEGRITY TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,211.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address661 N BIRCH ST, ROYALTON, MN 56373-9107

Mortgage

Document Number000A456366
DateMay 1, 2024
InstrumentA456366
Lender
NameUNITY BANK
TypeBank
AddressPIERZ, MN 56364
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term36 Months
DueMay 1, 2027

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of August 12, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyDouglas County
MunicipalityOsakis City
Unified School DistrictOsakis Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,856.00 (+32.32%)$310,400 (+2%) Land $139,400 Building $171,000$310,400 (+2%) Land $139,400 Building $171,000
2025$3,670.00 (+11.55%)$304,300 (+9.03%) Land $136,200 Building $168,100$304,300 (+9.03%) Land $136,200 Building $168,100
2023$3,290.00$279,100 Land $122,800 Building $156,300$279,100 Land $122,800 Building $156,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2009

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOsakis
serves 1,780 people · EPA ID MN1210020
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2026)
action level 15 ppb
Copper1.62 mg/L (2023–2025)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Arvig
Fiber
1,000 / 500
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

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