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109 E Kemper St, Lubbock, TX 79403 Property Records

Lubbock County property record for 109 E Kemper St, Lubbock, TX 79403

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 784 sqft · built 1926
Lot Size0.173 acres (7,559 sqft)
OwnerIndividual Name on Record
Tax Bill$738 (2025)
Deeds & MortgagesJul 2020 Sale
Flood ZoneZone X (minimal risk)
APNR114737

Property Details

APN / Parcel Number

Primary APNR114737

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area784 sqft Living Area

Exterior

Year BuiltBuilt 1926
Exterior MaterialBrick/Stone
Foundation TypeSlab (Mat/Raft)
Roof MaterialOther
Lot Area7,559 sqft (0.173 acres)
Lot Dimensions137 ft deep x 55 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address109 E KEMPER ST
CityLUBBOCK
StateTX
Zip79403-2821
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0038
Legal DescriptionGARLINGTON HTS BLK 1 L 7
Legal SubdivisionGARLINGTON HEIGHTS
Legal Block1
Legal Lot Number7
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group1
Census Block1007
Census Tract901

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2224 40TH ST, LUBBOCK, TX 79412-1516
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 20, 2020
Deed SaleJul 20, 2020
Deed Document Number2020029846
Record UpdatedJun 8, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLUBBOCK TX
Recording DateJul 20, 2020
Property Address109 E KEMPER ST, LUBBOCK, TX 79403-2821
Document Number0000029846
Instrument DateJul 10, 2020
Instrument29846
Transaction TypeTransfer
Record UpdatedAug 24, 2020
Title CompanyHUB CITY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2224 40TH ST LUBBOCK TX 794121516, LUBBOCK, TX 79412-1516
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$738.00 (+12.16%)$41,737 (+28.13%) Land $500 Building $41,237$41,737 (+28.13%) Land $500 Building $41,237
2024$658.00 (+8.76%)
2023$605.00 (+27.91%)$32,574 Land $500 Building $32,074$32,574 Land $500 Building $32,074
2022$473.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 81% of Texas
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable		940 / 35
Rise Broadband
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20

May also be available: Metronet, T-Mobile.

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