109 E Isabella St, Salisbury, MD 21801 Property Records

Wicomico County property record for 109 E Isabella St, Salisbury, MD 21801

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	3,840 sqft · built 1926
Lot Size	0.28 acres (12,212 sqft)
Owner	Company Name on Record
Last Sale	$115,000 (Oct 2018)
Tax Bill	$1,249 (2025)
Deeds & Mortgages	May 2026 Mortgage Jun 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-013542`

Property Details

APN / Parcel Number

Primary APN	`05-013542`
Alternative APN	`013542`

Interior

Units	4 Units
Stories	3 Stories
Building Area	3,840 sqft Total Area
1st Floor Area	3,840 sqft
Basement Area	630 sqft
Unfinished Basement	630 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Metal
Construction Type	Brick
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	12,212 sqft (0.28 acres)
Lot Dimensions	172 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	526 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Connected

Location & Zoning

Account Number	013542
Street Address	109 E ISABELLA ST
City	SALISBURY
State	MD
Zip	21801-4168
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	R8
Legal Description	12,212 SQ FT 109 E ISABELLA ST CITY OF SALIS
Legal Subdivision	MITCHELL PROP
Jurisdiction	WICOMICO MD
Township / Civil Division	5, PARSONS
Census Block Group	2
Census Block	2010
Census Tract	200

Owner

Source: Wicomico County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	403 CAMDEN AVE, SALISBURY, MD 21801-5303
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Jun 17, 2020	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK
Oct 25, 2018	Grant Deed, Transfer TIDEWATER FIN'L LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2018 · Amount on Record
Deed Sale	Oct 25, 2018 · Amount on Record
Prior Sale	May 7, 1990 · Amount on Record
Deed Book / Page	4393 / 371
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Recording Date	May 18, 2026
Property Address	109 E ISABELLA ST, SALISBURY, MD 21801-4168
Document Number	5720000248
Book / Page	5720 / 248
Instrument Date	Mar 30, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	403 CAMDEN AVE, SALISBURY, MD 21801-5303

Mortgage

Document Number	5720000248,
Date	May 18, 2026
Book Page	5720/248

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	5.98%
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	109 E ISABELLA ST, SALISBURY, MD 21801-4168
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046500124
Date	Jun 17, 2020
Book Page	4650/124

Lender

Name	ATLANTIC UNION BANK
Type	Bank
Address	NORFOLK, VA 23517

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WICOMICO MD
Recording Date	Oct 25, 2018
Property Address	109 E ISABELLA ST, SALISBURY, MD 21801-4168
Document Number	0043930371
Book / Page	004393 / 000371
Instrument Date	Oct 15, 2018
Transaction Type	Transfer
Record Updated	Nov 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	403 CAMDEN AVE SALISBURY MD 218015303, SALISBURY, MD 21801-5303

Mortgage

Document Number	43930376
Date	Oct 25, 2018
Book Page	004393/000376

Lender

Name	TIDEWATER FIN'L LLC

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Oct 24, 2023

Interest

Rate Type	Fixed Rate
Rate	8%

Tax Assessment & Valuation

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Municipality	Salisbury City
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,367 (+19.83%)	$216,100 (+59.48%) Land $72,700 Building $143,400
2025	$1,249.00 (-7.34%)	$135,500 (+0.2%) Land $72,700 Building $62,800	$135,500 (-) Land $72,700 Building $62,800
2023	$1,348.00	$135,233	$135,500 Land $72,700 Building $62,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	35 (1994–2026)
Most Recent Claim	Aug 2026 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 13 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SALISBURY serves 30,343 people · EPA ID MD0220004
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Simple Fiber.

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