109 E Indiana Ave, Berthoud, CO 80513 Property Records

Larimer County property record for 109 E Indiana Ave, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.25 ba · 4,334 sqft · built 1999
Lot Size	0.224 acres (9,756 sqft)
Owner	Company Name on Record
Last Sale	$637,500 (May 2021)
Tax Bill	$4,572 (2025)
Deeds & Mortgages	Mar 2026 Transfer Jul 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`94242-21-005`

Property Details

APN / Parcel Number

Primary APN	`94242-21-005`
Alternative APN	`R1573896`

Interior

Bedrooms	4 Beds
Full Baths	5.25 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,334 sqft Living Area
Gross Area	5,349 sqft
1st Floor Area	2,262 sqft
Basement Area	2,262 sqft
Finished Basement	2,072 sqft
Unfinished Basement	190 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,756 sqft (0.224 acres)
Garage Type	Attached
Garage Area	825 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Slab
Porch Area	1,164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R1573896
Street Address	109 E INDIANA AVE
City	BERTHOUD
State	CO
Zip	80513-2643
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5, BLK 2, FICKEL FARM PUD, 1ST FIL, BER
Legal Range	69W
Legal Township	4N
Legal Section	24
Legal Subdivision	FICKEL FARM PUD
Legal Block	2
Legal Lot Number	5
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2036
Census Tract	2700

Owner

Source: Larimer County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	109 E INDIANA AVE, BERTHOUD, CO 80513-2643
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Intrafamily Transfer, Transfer
Jul 24, 2024	Deed of Trust, Mortgage · Line of Credit FIRSTBANK
May 25, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK
Oct 22, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2021 · Amount on Record
Deed Sale	May 25, 2021 · Amount on Record
Prior Sale	Sep 6, 2002 · Amount on Record
Deed Document Number	202151612
Last Transfer Date	Mar 12, 2026
Transfer Doc	0000011312
Record Updated	Jun 8, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LARIMER CO
Recording Date	Mar 12, 2026
Property Address	109 E INDIANA AVE, BERTHOUD, CO 80513-2643
Document Number	0000011312
Map Reference	DOC 2000007753
Instrument Date	Mar 12, 2026
Instrument	20260011312
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	109 E INDIANA AVE, BERTHOUD, CO 80513-2643

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	109 E INDIANA AVE, BERTHOUD, CO 80513-2643
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E INDIANA AVE, BERTHOUD, CO 80513-2643

Mortgage

Document Number	0000030174
Date	Jul 24, 2024
Instrument	20240030174

Lender

Name	FIRSTBANK
Type	Bank
Address	DENVER, CO 80215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 16, 2034

Interest

Rate Type	Adjustable Rate
Rate	9.5%
Change Frequency	Monthly

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	May 25, 2021
Property Address	109 E INDIANA AVE, BERTHOUD, CO 80513-2643
Document Number	0000051612
Map Reference	DOC 2000007753
Instrument Date	May 25, 2021
Instrument	20210051612
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	UNIFIED TITLE COMPANY INC, UNIFIED TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E INDIANA AVE, BERTHOUD, CO 80513-2643

Mortgage

Document Number	0000051613
Date	May 25, 2021
Instrument	20210051613

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	1-Year CMT
Max Rate	7.75%

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Oct 22, 2018
Property Address	109 E INDIANA AVE, BERTHOUD, CO 80513-2643
Document Number	0000064528
Instrument Date	Sep 18, 2018
Instrument	64528
Transaction Type	Transfer
Record Updated	Oct 30, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	109 E INDIANA AVE BERTHOUD CO 805132643, BERTHOUD, CO 80513-2643

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,572.00 (-0.48%)	$45,188 (-12.2%) Land $10,625 Building $34,563	$723,000 (-5.88%) Land $170,000 Building $553,000
2024	$4,594.00 (+3.68%)
2023	$4,431.00 (+15.84%)	$51,469 (+29.04%) Land $11,390 Building $40,079	$768,200 (+33.86%) Land $170,000 Building $598,200
2022	$3,825.00	$39,886 Land $4,309 Building $35,577	$573,900 Land $62,000 Building $511,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.4% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hilltop Broadband.

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