109 E Howard St, Modale, IA 51556 Property Records

Harrison County property record for 109 E Howard St, Modale, IA 51556

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,732 sqft · built 2018
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Last Sale	$20,000 (Apr 2019)
Tax Bill	$3,569 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Apr 2019 Sale
Flood Zone	Zone AE (high risk)
APN	`560002166700000`

Property Details

APN / Parcel Number

Primary APN	`560002166700000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,732 sqft Living Area
1st Floor Area	1,732 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	179 sqft
Patio Area	200 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	109 E HOWARD ST
City	MODALE
State	IA
Zip	51556-2064
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROSS LOTS 7 & 8 BLK 1
Legal Range	44W
Legal Township	79N
Legal Section	30
Legal Subdivision	ROSS
Legal Block	1
Legal Lot Number	7,8
Jurisdiction	HARRISON IA
Township / Civil Division	TAYLOR
Census Block Group	1
Census Block	1214
Census Tract	290300

Owner

Source: Harrison County assessment roll, as of October 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	109 E HOWARD ST, MODALE, IA 51556-2064
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2018	Deed of Trust, Mortgage AMERICAN NATIONAL BANK
Apr 19, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 19, 2019 · Amount on Record
Deed Sale	Apr 19, 2019 · Amount on Record
Deed Document Number	2019716
Deed Book / Page	2019 / 716
Prior Transfer Date	Mar 31, 2019
Prior Transfer Doc	2019/716
Record Updated	Jun 8, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON IA
Property Address	109 E HOWARD ST, MODALE, IA 51556-2064
Transaction Type	Mortgage
Record Updated	Apr 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000001380
Date	Jun 13, 2018
Book Page	0000002018/0000001380
Instrument	000000001380

Lender

Name	AMERICAN NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2048

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HARRISON IA
Recording Date	Apr 19, 2019
Property Address	109 E HOWARD ST, MODALE, IA 51556-2064
Document Number	2019/716
Book / Page	2019 / 716
Instrument Date	Mar 31, 2019
Instrument	716
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 GOLDEN OAKS DR, COUNCIL BLUFFS, IA 51503-8437

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Harrison County
Municipality	Modale City
Unified School District	West Harrison Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,569.00 (+0.14%) Homeowner's exemption	$328,180 (+36.82%) Land $7,650 Building $320,530	$328,180 (+36.82%) Land $7,650 Building $320,530
2024	$3,564.00 (+35.62%)
2023		$239,870 (+50.05%) Land $7,650 Building $232,220	$239,870 (+50.05%) Land $7,650 Building $232,220
2022	$2,628.00 Homeowner's exemption	$159,862 Land $7,650 Building $152,212
2021			$159,862 Land $7,650 Building $152,212

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 33 policies
Nearby Flood Policies	33 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODALE WATER SUPPLY serves 280 people · EPA ID IA4347093
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AMG Technology Investment Group Fixed Wireless	500 / 100
Uniti Group DSL	200 / 20
LTD Broadband Fixed Wireless	150 / 130
JAB Wireless Fixed Wireless	25 / 5

May also be available: T-Mobile USA, Western Iowa Wireless.

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