109 E Hillcrest Rd, Hagerstown, MD 21742 Property Records

Washington County property record for 109 E Hillcrest Rd, Hagerstown, MD 21742

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	5,470 sqft · built 1967
Lot Size	0.175 acres (7,634 sqft)
Owner	Company Name on Record
Last Sale	$250,000 (May 2021)
Tax Bill	$2,990 (2026)
Deeds & Mortgages	Aug 2022 Mortgage May 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21-021466`

Property Details

APN / Parcel Number

Primary APN	`21-021466`
Alternative APN	`021466`

Interior

Units	6 Units
Stories	2 Stories
Building Area	5,470 sqft Total Area
1st Floor Area	5,470 sqft
Basement Area	2,632 sqft
Unfinished Basement	2,632 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Construction Type	Brick
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	7,634 sqft (0.175 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	021466
Street Address	109 E HILLCREST RD
City	HAGERSTOWN
State	MD
Zip	21742-3965
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	RMOD
Legal Description	PARCEL 1 & 1A .175 A 109 E HILLCREST
Legal Subdivision	PREPARED BY FOX & ASSOCIATES INC
Legal Lot Number	1 1A
Jurisdiction	WASHINGTON MD
Township / Civil Division	21, HAGERSTOWN
Census Block Group	1
Census Block	1041
Census Tract	100

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12717 CEDAR HILLS DR, HAGERSTOWN, MD 21742-4805
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2022	Deed of Trust, Mortgage · Commercial Mortgage MIDDLETOWN VALLEY BANK
May 20, 2021	Deed, Transfer · Line of Credit FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2021 · Amount on Record
Deed Sale	May 20, 2021 · Amount on Record
Prior Sale	Sep 28, 2000 · Amount on Record
Deed Book / Page	6630 / 119
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	109 E HILLCREST RD, HAGERSTOWN, MD 21742-3965
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070870086
Date	Aug 19, 2022
Book Page	7087/86

Lender

Name	MIDDLETOWN VALLEY BANK
Type	Bank
Address	MIDDLETOWN, MD 21769

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	May 20, 2021
Property Address	109 E HILLCREST RD, HAGERSTOWN, MD 21742-3965
Document Number	0066300119
Book / Page	6630 / 119
Map Reference	FO 758
Instrument Date	May 10, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	PREMIER SETTLEMENT AND TITLE SERVICES, PREMIER STLMTS & TTL SVC LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	12717 CEDAR HILLS DR, HAGERSTOWN, MD 21742-4805

Mortgage

Document Number	0006630124
Date	May 20, 2021
Instrument	6630/124

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Hagerstown City
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,990.00 (+37.03%)	$328,167 (+37.02%)	$505,500 (+111.06%) Land $42,600 Building $462,900
2025	$2,182.00 (-0.41%)	$239,500 (-) Land $42,600 Building $196,900	$239,500 (-) Land $42,600 Building $196,900
2023	$2,191.00	$239,500 Land $42,600 Building $196,900	$239,500 Land $42,600 Building $196,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	10 (1991–2014)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Jul 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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