Montgomery County property record for 109 E High St, Mount Sterling, KY 40353
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.233 acres (10,193 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $232 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 23M-50-13-013.00 |
| Primary APN | 23M-50-13-013.00 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|
| Lot Area | 10,193 sqft (0.233 acres) |
|---|
| Account Number | 652869 |
|---|---|
| Street Address | 109 E HIGH ST |
| City | MOUNT STERLING |
| State | KY |
| Zip | 40353-1213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 109 E HIGH ST LOT |
| Jurisdiction | MONTGOMERY KY |
| Township / Civil Division | MOUNT STERLING |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 920202 |
Source: Montgomery County assessment roll, APN 23M-50-13-013.00, as of April 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 177, MOUNT STERLING, KY 40353-0177 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Deed Document Number | 0000342691 |
| Record Updated | Jun 08, 2026 |
Source: Montgomery County assessment roll as of April 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Montgomery County |
| Municipality | Mount Sterling City |
| Unified School District | Montgomery County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $232.00 (+0.87%) | $23,500 (-) | $23,500 (-) |
| 2023 | $230.00 | $23,500 | $23,500 |
Source: FEMA National Flood Hazard Layer, Montgomery County (21173C), as of February 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211739202021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 473 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Source: EPA Safe Drinking Water Information System, water system KY0870298, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MT STERLING WATER WORKS serves 16,391 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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