109 E Hayes St, Norman, OK 73069 Property Records

Cleveland County property record for 109 E Hayes St, Norman, OK 73069

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 832 sqft · built 2004
Lot Size	0.09 acres (3,920 sqft)
Owner	Company Name on Record
Last Sale	$162,000 (Jun 2026)
Tax Bill	$2,168 (2025)
Deeds & Mortgages	Jun 2026 Sale Dec 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0035445`

Property Details

APN / Parcel Number

Primary APN	`R0035445`
Alternative APNs	`NC29HGHLD 16 9003` `35445`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	832 sqft Living Area
Gross Area	1,072 sqft
1st Floor Area	832 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Steel Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)
View / Lot	Business Cluster
Garage Type	Attached
Garage Area	240 sqft
Porch	Porch
Porch Area	114 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	35445
Street Address	109 E HAYES ST
City	NORMAN
State	OK
Zip	73069-7843
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND ADD LOT 9 AND E/2 LOT 10 LESS N20 TO DEPT OF TRANSP BLK 16
Legal Range	02W
Legal Township	09
Legal Section	30
Legal Subdivision	HIGHLAND (NORMAN)
Legal Block	16
Legal Lot Number	9
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	2
Census Block	2002
Census Tract	200300

Owner

Source: Cleveland County records, as of June 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	2800 MARIGOLD TRL, NORMAN, OK 73072-6661
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Warranty Deed, Transfer NEAT ESCROW AND TITLE
Dec 22, 2023	Warranty Deed, Transfer CHICAGO TITLE OK, CHICAGO TITLE OKLAHOMA
Dec 22, 2023	Personal Representative Deed, Transfer · Conventional Mortgage ALLEGIANCE FCU
Aug 31, 2020	Warranty Deed, Transfer · Conventional with PMI ARVEST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2026 · Amount on Record
Deed Sale	Jun 1, 2026 · Amount on Record
Prior Sale	Dec 22, 2023 · Amount on Record
Deed Document Number	202615590
Deed Book / Page	6971 / 1037
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Jun 1, 2026
Property Address	109 E HAYES ST, NORMAN, OK 73069-7843
Document Number	0000015590
Book / Page	6971 / 1037
Instrument Date	May 28, 2026
Instrument	202615590
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	NEAT ESCROW AND TITLE

Transaction

Amount	Amount Recorded
Tax	$24,543.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	2800 MARIGOLD TRL, NORMAN, OK 73072-6661

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Dec 22, 2023
Property Address	109 E HAYES ST, NORMAN, OK 73069-7843
Document Number	R202334425
Book / Page	6619 / 933
Instrument Date	Dec 20, 2023
Instrument	R 2023 34425
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	CHICAGO TITLE OK, CHICAGO TITLE OKLAHOMA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 720784, OKLAHOMA CITY, OK 73172-0784

December 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	CLEVELAND OK
Recording Date	Dec 22, 2023
Property Address	109 E HAYES ST, NORMAN, OK 73069-7843
Document Number	R202334423
Book / Page	6619 / 911
Instrument Date	Dec 18, 2023
Instrument	R 2023 34423
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	CHICAGO TITLE OK, CHICAGO TITLE OKLAHOMA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$223.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	R202334424
Date	Dec 22, 2023
Instrument	R 2023 34424

Lender

Name	ALLEGIANCE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2044

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2029
Min Rate At Change	7.5%
Max Rate At Change	9.5%
Index	5-Year CMT
Margin	2
Max Rate	12.5%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Aug 31, 2020
Property Address	109 E HAYES ST, NORMAN, OK 73069-7843
Document Number	0000030742
Book / Page	006109 / 000054
Instrument Date	Aug 24, 2020
Instrument	30742
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	CHICAGO TITLE OK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$186.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E HAYES ST NORMAN OK 730697843, NORMAN, OK 73069-7843

Mortgage

Document Number	30743
Date	Aug 31, 2020
Book Page	006109/000056
Instrument	30743

Lender

Name	ARVEST MTG
Type	Mortgage Company
Address	LOWELL, AR 72745

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2050

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,168.00 (+22.83%)	$18,068 (+22.95%) Land $3,841 Building $14,227	$150,899 (+23.22%) Land $32,081 Building $118,818
2023	$1,765.00 (+7.03%)	$14,695 (+2.58%) Land $2,779 Building $11,916	$122,463 (+2.59%) Land $23,160 Building $99,303
2022	$1,649.00	$14,325 Land $2,408 Building $11,917	$119,375 Land $20,072 Building $99,303

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Nearby Properties on E Hayes St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures