109 E Harvard Dr, Garland, TX 75041 Property Records

Dallas County property record for 109 E Harvard Dr, Garland, TX 75041

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,876 sqft · built 1964
Lot Size	0.214 acres (9,332 sqft)
Owner	Individual Name on Record
Last Sale	$303,240 (Dec 2022)
Tax Bill	$4,665 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Jun 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26-49150-001-003-0000`

Property Details

APN / Parcel Number

Primary APN	`26-49150-001-003-0000`
Alternative APN	`264915000100300`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,876 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,332 sqft (0.214 acres)
Lot Dimensions	125 ft deep x 73 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Storage Building	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	264915000100300
Street Address	109 E HARVARD DR
City	GARLAND
State	TX
Zip	75041-4608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z390
Legal Description	RIDGEWOOD PARK 2 BLK 1 LOT 3 INT202200325709 DD12222022 CO-DC 4915000100300 1CG49150001
Legal Subdivision	RIDGEWOOD PARK 2
Legal Tract	49150
Legal Block	1
Legal Lot Number	3
Jurisdiction	DALLAS TX
Township / Civil Division	NORTHEAST DALLAS
Census Block Group	3
Census Block	3013
Census Tract	18206

Owner

Source: Dallas County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 E HARVARD DR, GARLAND, TX 75041-4608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage SFMC LP
Jun 12, 2020	Deed of Trust, Mortgage · FHA Mortgage NTFN
Jun 11, 2018	Warranty Deed, Transfer · FHA Mortgage NTFN
May 30, 2018	Warranty Deed, Transfer · FHA Mortgage NTFN
Dec 7, 2017	Warranty Deed, Transfer BILLIE M CLAYTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2022 · Amount on Record
Deed Sale	Dec 30, 2022 · Amount on Record
Prior Sale	May 30, 2018 · Amount on Record
Deed Document Number	2022325709
Prior Transfer Date	May 4, 2018
Prior Transfer Doc	0000141835
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	109 E HARVARD DR, GARLAND, TX 75041-4608
Transaction Type	Mortgage
Record Updated	Jan 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E HARVARD DR, GARLAND, TX 75041-4608

Mortgage

Document Number	0000325710
Date	Dec 30, 2022
Instrument	202200325710

Lender

Name	SFMC LP
Type	Mortgage Company
Address	MCKINNEY, TX 75070

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	109 E HARVARD DR, GARLAND, TX 75041-4608
Document Number	0000156670
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	THE TITLE SERVICES GROUP, THE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E HARVARD DR GARLAND TX 750414608, GARLAND, TX 75041-4608

Mortgage

Document Number	0000156670
Date	Jun 18, 2020
Instrument	156670

Lender

Name	NTFN
Address	LEWISVILLE, TX 75067

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS TX
Recording Date	Jun 11, 2018
Property Address	109 E HARVARD DR, GARLAND, TX 75041-4608
Document Number	0000151379
Instrument Date	May 4, 2018
Instrument	151379
Transaction Type	Transfer
Record Updated	Jul 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E HARVARD DR GARLAND TX 750414608, GARLAND, TX 75041-4608

Mortgage

Document Number	151380
Date	Jun 11, 2018
Instrument	151380

Lender

Name	NTFN
Address	LEWISVILLE, TX 75067

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS TX
Recording Date	May 30, 2018
Property Address	109 E HARVARD DR, GARLAND, TX 75041-4608
Document Number	0000141835
Instrument Date	May 4, 2018
Instrument	141835
Transaction Type	Transfer
Record Updated	Jun 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E HARVARD DR GARLAND TX 750414608, GARLAND, TX 75041-4608

Mortgage

Document Number	141836
Date	May 30, 2018
Instrument	141836

Lender

Name	NTFN
Address	LEWISVILLE, TX 75067

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2048

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS TX
Recording Date	Dec 7, 2017
Property Address	109 E HARVARD DR, GARLAND, TX 75041-4608
Document Number	0000342243
Instrument Date	Dec 6, 2017
Instrument	342243
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	TIAGO TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9905 CHIMNEY HILL LN DALLAS TX 752432903, DALLAS, TX 75243-2903

Mortgage

Document Number	343680
Date	Dec 7, 2017
Instrument	343680

Lender

Name	BILLIE M CLAYTON
Address	6207 CRESTRIDGE LN, SACHSE, TX 75048-6505

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Garland City
Unified School District	Garland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$351,230 (+23.24%) Land $70,000 Building $281,230	$351,230 (+23.24%) Land $70,000 Building $281,230
2025	$4,665.00 (-5.34%) Homeowner's exemption	$285,000 (-0.11%) Land $60,000 Building $225,000	$285,000 (-0.11%) Land $60,000 Building $225,000
2024	$4,928.00 (-24.51%)
2023	$6,528.00 (-7.31%)	$285,300 Land $45,000 Building $240,300	$285,300 Land $45,000 Building $240,300
2022	$7,043.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GARLAND serves 248,822 people · EPA ID TX0570010
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Oct 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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