109 E Harvard Ave, Muncie, IN 47303 Property Records

Delaware County property record for 109 E Harvard Ave, Muncie, IN 47303

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 843 sqft · built 1945
Lot Size0.139 acres (6,050 sqft)
OwnerIndividual Name on File
Tax Bill$172 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Oct 2019 Transfer
Flood ZoneZone X (minimal risk)
APN18-07-34-352-007.000-003

Property Details

APN / Parcel Number

Primary APN18-07-34-352-007.000-003
Alternative APN
  • 0734352007000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area843 sqft Living Area
1st Floor Area843 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area6,050 sqft (0.139 acres)
Lot Dimensions1,210 ft deep x 500 ft wide
Shed1 Shed
Shed Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number07 34 352 007 000
Street Address109 E HARVARD AVE
CityMUNCIE
StateIN
Zip47303-1229
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFAIRFAX LOT 64
Legal SubdivisionFAIRFAX
Legal Lot Number64
JurisdictionDELAWARE IN
Township / Civil DivisionCENTER
Census Block Group1
Census Block1018
Census Tract2000

Owner

Source: Delaware County assessment roll, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address109 E HARVARD AVE, MUNCIE, IN 47303-1229
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2026Deed of Trust, Mortgage · Line of Credit
EVERETT CREDIT UNION
Oct 15, 2019Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 10, 2025
Deed SaleMar 10, 2025
Prior SaleJul 1, 2012 · Amount on Record
Deed Document Number20253527
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELAWARE IN
Recording DateApr 23, 2026
Property Address109 E HARVARD AVE, MUNCIE, IN 47303-1229
Document Number0000005425
Instrument DateApr 10, 2026
Instrument20265425
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 E HARVARD AVE, MUNCIE, IN 47303-1229

Mortgage

Document Number0000005425,
DateApr 23, 2026
Instrument20265425
Lender
NameEVERETT CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.11%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDELAWARE IN
Recording DateOct 15, 2019
Property Address109 E HARVARD AVE, MUNCIE, IN 47303-1229
Document Number2019R13833
Map ReferenceIN 2013R01828
Instrument DateOct 11, 2019
Instrument2019R13833
Transaction TypeTransfer
Record UpdatedOct 22, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2315 GLEN CT, RICHMOND, IN 47374-3513

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of June 26, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyDelaware County
County SubdivisionCenter Township
MunicipalityMuncie City
Unified School DistrictMuncie Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$172.00 (-61.61%)$40,300 (+22.12%) Land $5,500 Building $34,800$40,300 (+22.12%) Land $5,500 Building $34,800
2024$448.00 (-2.18%)
2023$458.00 (+64.16%)$33,000 (-0.9%) Land $5,500 Building $27,500$33,000 (-0.9%) Land $5,500 Building $27,500
2022$279.00 (-26.58%)$33,300 Land $5,500 Building $27,800$33,300 Land $5,500 Building $27,800
2021$380.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - MUNCIE
private · serves 74,030 people · EPA ID IN5218012
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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