Audrain County property record for 109 E Haig St, Vandalia, MO 63382
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,312 sqft · built 1956 |
| Lot Size | 0.248 acres (10,803 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,341 (2025) |
| Deeds & Mortgages | Jan 2025 Second Mortgage Nov 2006 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-00475 |
| Primary APN | 01-00475 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,312 sqft Living Area |
| Year Built | Built 1956 |
|---|---|
| Lot Area | 10,803 sqft (0.248 acres) |
| Garage Type | Attached |
| Garage Area | 130 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 36 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01-00475 |
|---|---|
| Street Address | 109 E HAIG ST |
| City | VANDALIA |
| State | MO |
| Zip | 63382-2517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLANDS SECOND ADDN (90 X 120) E1/2 LOT 6 & ALL LOT 7 BLOCK 12 |
| Legal Subdivision | BLANDS SECOND ADDN |
| Legal Block | 12 |
| Legal Lot Number | 6,7 |
| Jurisdiction | AUDRAIN MO |
| Township / Civil Division | CUIVRE |
| Census Block Group | 1 |
| Census Block | 1068 |
| Census Tract | 950100 |
Source: Audrain County records, as of March 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 E HAIG ST, VANDALIA, MO 63382-2517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 21, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FLAT BRANCH HOME LOANS INC |
| Nov 1, 2006 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY STATE BANK OF MISSOURI |
| Jun 1, 2007 | Deed of Trust, Mortgage · Line of Credit UNITED CU |
| Nov 15, 2012 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY STATE BANK OF MISSOURI |
| Jan 21, 2025 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 21, 2025 |
| Deed Sale | Jan 21, 2025 |
| Deed Document Number | 02025DR101 |
| Deed Book / Page | 2025DR / 101 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AUDRAIN MO |
| Property Address | 109 E HAIG ST, VANDALIA, MO 63382-2517 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2025DT000045 |
|---|---|
| Date | Jan 21, 2025 |
| Instrument | 2025DT000045 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AUDRAIN MO |
| Property Address | 109 E HAIG ST, VANDALIA, MO 63382-2517 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000172/646 |
|---|---|
| Date | Nov 1, 2006 |
| Book Page | 172/646 |
| Instrument | 20064582 |
| Name | COMMUNITY STATE BANK OF MISSOURI |
|---|---|
| Type | Non-Lending Institution |
| Address | BOWLING GREEN, MO 63334 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 11, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AUDRAIN MO |
| Property Address | 109 E HAIG ST, VANDALIA, MO 63382-2517 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000173/391 |
|---|---|
| Date | Jun 1, 2007 |
| Book Page | 173/391 |
| Instrument | 20072305 |
| Name | UNITED CU |
|---|---|
| Type | Credit Union |
| Address | MEXICO, MO 65265 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 31, 2017 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AUDRAIN MO |
| Property Address | 109 E HAIG ST, VANDALIA, MO 63382-2517 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2012DT000749 |
|---|---|
| Date | Nov 15, 2012 |
| Instrument | 2012DT000749 |
| Name | COMMUNITY STATE BANK OF MISSOURI |
|---|---|
| Type | Non-Lending Institution |
| Address | BOWLING GREEN, MO 63334 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Nov 15, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | AUDRAIN MO |
| Recording Date | Jan 21, 2025 |
| Property Address | 109 E HAIG ST, VANDALIA, MO 63382-2517 |
| Document Number | 2025DR000101 |
| Instrument Date | Jan 17, 2025 |
| Instrument | 2025DR000101 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 E HAIG ST, VANDALIA, MO 63382-2517 |
| Document Number | 2025DT000044 |
|---|---|
| Date | Jan 21, 2025 |
| Instrument | 2025DT000044 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2055 |
Source: Audrain County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Audrain County |
| Municipality | Vandalia City |
| Unified School District | Van-Far R-I School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,341.00 (+116.29%) | $17,740 (+118.74%) Land $1,050 Building $16,690 | |
| 2024 | $620.00 (+1.31%) | $8,110 (-) Land $1,050 Building $7,060 | |
| 2023 | $612.00 (-2.39%) | $8,110 (-) Land $1,050 Building $7,060 | $93,350 (+118.82%) Land $5,500 Building $87,850 |
| 2022 | $627.00 | $8,110 Land $1,050 Building $7,060 | |
| 2021 | $42,660 Land $5,500 Building $37,160 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 9 (1991–2025) |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VANDALIA PWS serves 3,140 people · EPA ID MO2010812 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Atrazine not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Rally Networks Fiber | 2,000 / 2,000 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
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