Cleveland County property record for 109 E Grover St, Shelby, NC 28150
| Property Type | Commercial |
|---|---|
| Details | 1,871 sqft · built 1935 |
| Lot Size | 0.31 acres (13,335 sqft) |
| Owner | Company Name on File |
| Last Sale | $140,000 (Oct 2012) |
| Tax Bill | $2,182 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20172 |
| Primary APN | 20172 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,871 sqft Total Area |
| Basement Area | 468 sqft |
| Unfinished Basement | 468 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Lot Area | 13,335 sqft (0.31 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 406 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1285513 |
|---|---|
| Street Address | 109 E GROVER ST |
| City | SHELBY |
| State | NC |
| Zip | 28150-3803 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | RO |
| Legal Description | 109 GROVER ST |
| Legal Subdivision | GROVER |
| Legal Block | 4 |
| Legal Lot Number | 18 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 950900 |
109 E Grover St, a commercial property, is owned by a company that bought it in October 2012.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 164 NORTHSHORE DR, CHERRYVILLE, NC 28021-8314 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 2012 · Amount on File |
| Deed Sale | Oct 19, 2012 · Amount on File |
| Deed Book / Page | 1644 / 416 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 109 E Grover St was $2,182, up 1.9% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,182.00 (+1.87%) | $215,337 (-) Land $117,612 Building $97,725 | $215,337 (-) Land $117,612 Building $97,725 |
| 2025 | $2,142.00 | $215,337 Land $117,612 Building $97,725 | $215,337 Land $117,612 Building $97,725 |
| 2023 | $156,502 Land $105,300 Building $51,202 | $156,502 Land $105,300 Building $51,202 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 E Grover St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1995) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1995 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 E Grover St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHELBY serves 23,600 people · EPA ID NC0123010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Ripple Fiber.
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