109 E Grove St, Bancroft, IA 50517 Property Records

Kossuth County property record for 109 E Grove St, Bancroft, IA 50517

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,443 sqft · built 1900
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$40,000 (Jul 2010)
Tax Bill	$2,220 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-24-185-012`

Property Details

APN / Parcel Number

Primary APN	`10-24-185-012`

Interior

Full Baths	1 Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,443 sqft Living Area
Basement Area	164 sqft
Unfinished Basement	164 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Mixed
Garage Area	1,148 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	112 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	109 E GROVE ST
City	BANCROFT
State	IA
Zip	50517-8149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 10&11 BLK 2 O P
Legal Block	2
Legal Lot Number	10 11
Jurisdiction	KOSSUTH IA
Township / Civil Division	GREENWOOD
Census Block Group	2
Census Block	2044
Census Tract	950300

Owner

Source: Kossuth County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 E GROVE ST, BANCROFT, IA 50517-8149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2010 · Amount on Record
Deed Sale	Jul 19, 2010 · Amount on Record
Deed Document Number	20102210
Deed Book / Page	2010 / 2210
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSSUTH IA
Recording Date	Oct 20, 2023
Property Address	109 E GROVE ST, BANCROFT, IA 50517-8149
Document Number	02023/2690
Book / Page	2023 / 2690
Instrument Date	Oct 16, 2023
Instrument	2023 2690
Transaction Type	Transfer
Record Updated	Dec 11, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$391.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 E GROVE ST, BANCROFT, IA 50517-8149

Mortgage

Document Number	0020232691
Date	Oct 20, 2023
Instrument	2023 2691

Lender

Name	FARMERS TRUST & SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Bancroft City
County	Kossuth County
Unified School District	North Kossuth Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,220.00 (-11.76%)	$146,962 (-4.23%) Land $12,750 Building $134,212
2024	$2,516.00 (+23.82%)
2023		$153,446 (+6.39%) Land $12,750 Building $140,696	$153,446 (+4.41%) Land $12,750 Building $140,696
2022		$144,236 Land $12,750 Building $131,486
2021	$2,032.00		$146,962 Land $12,750 Building $134,212

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BANCROFT WATER SUPPLY serves 711 people · EPA ID IA5507085
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Winnebago Cooperative Telecom Association Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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