Oktibbeha County property record for 109 E Garrard Rd, Starkville, MS 39759
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,103 sqft · built 1977 |
| Owner | Individual Name on File |
| Tax Bill | $128 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 118A-00-017.00 |
| Primary APN | 118A-00-017.00 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 2,103 sqft Adjusted Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 109 E GARRARD RD |
|---|---|
| City | STARKVILLE |
| State | MS |
| Zip | 39759-2001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 CITY BLOCK 97A MEADOW HILLS MAP 118A DB/PG 669/373 734/472 |
| Legal Lot Number | 3 |
| Jurisdiction | OKTIBBEHA MS |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 950402 |
109 E Garrard Rd is owned and occupied by an individual.
Source: Oktibbeha County records, as of January 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 342, STARKVILLE, MS 39760-0342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 109 E Garrard Rd was $128 with a disabled person's exemption, up 1.6% from the year before.
Source: Oktibbeha County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Oktibbeha County |
| Municipality | Starkville City |
| Unified School District | Starkville Oktibbeha Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $128.00 (+1.59%) Disabled Person's exemption | $8,825 (-) | $88,250 (-) Land $15,000 Building $73,250 |
| 2024 | $126.00 Disabled Person's exemption | $8,825 (-) | $88,250 (-) Land $15,000 Building $73,250 |
| 2023 | $126.00 Disabled Person's exemption | $8,825 | $88,250 Land $15,000 Building $73,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 E Garrard Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 6, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 109 E Garrard Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: 4-County Fiber, AT&T, C Spire Wireless.
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