Charlevoix County property record for 109 E Garfield Ave, Charlevoix, MI 49720 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,008 sqft |
| Lot Size | 0.246 acres (10,716 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,313 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 052-368-020-00 |
| Primary APN | 052-368-020-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 576 sqft |
| Basement Area | 384 sqft |
| Unfinished Basement | 384 sqft |
| Exterior Material | Wood Siding |
|---|---|
| Lot Area | 10,716 sqft (0.246 acres) |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 109 E GARFIELD AVE |
|---|---|
| City | CHARLEVOIX |
| State | MI |
| Zip | 49720-1720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 109 E GARFIELD R2 LOT 20 OF BLOCK 8 OF MASONS ADDITION |
| Legal Subdivision | MASONS ADDITION |
| Legal Block | 8 |
| Legal Lot Number | 20 |
| Jurisdiction | CHARLEVOIX MI |
| Township / Civil Division | CHARLEVOIX |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 1500 |
Source: Charlevoix County records · APN 052-368-020-00
Assessment roll updated June 18, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3609 NETTLE PL, FALLBROOK, CA 92028-8676 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Charlevoix County records · Assessment roll updated June 18, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Charlevoix County |
| Municipality | Charlevoix City |
| Unified School District | Charlevoix Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $74,200 (-34.63%) | $148,400 (-34.63%) | |
| 2025 | $1,313.00 (+1.16%) Homeowner's exemption | $113,500 (+46.83%) | $227,000 (+46.83%) |
| 2024 | $1,298.00 (+7.18%) | ||
| 2023 | $77,300 | $154,600 | |
| 2022 | $1,211.00 |
Source: FEMA National Flood Hazard Layer, Charlevoix County (26029C), updated September 15, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260290015001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 8 units insured 8 under condo master policies |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 454 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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