109 E Front St, Owatonna, MN 55060 Property Records

Steele County property record for 109 E Front St, Owatonna, MN 55060

Property Summary

Property Type	Commercial
Details	4,750 sqft · built 1969
Lot Size	0.219 acres (9,540 sqft)
Owner	Company Name on Record
Last Sale	$10,000 (May 2023)
Tax Bill	$5,564 (2026)
Deeds & Mortgages	May 2023 Sale May 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`17-010-4309`

Property Details

APN / Parcel Number

Primary APN	`17-010-4309`

Interior

Building Area	4,750 sqft Building Perimeter
1st Floor Area	4,750 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	9,540 sqft (0.219 acres)

Location & Zoning

Street Address	109 E FRONT ST
City	OWATONNA
State	MN
Zip	55060
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	COM 2R S & 8R E OF NW COR L6 IN SW1/4 OF NW 1/4 TH E 3R,S 6R,W 3R,N 6R EX W5' OF N49 1/2' & EX W5' OF S29.41' AND COM 2R S
Legal Range	20
Legal Township	107
Legal Section	10
Jurisdiction	STEELE MN
Township / Civil Division	OWATONNA
Census Block Group	1
Census Block	1016
Census Tract	960400

Owner

Source: Steele County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3209 AUSTIN RD, OWATONNA, MN 55060-6565
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Quit Claim Deed, Transfer Quitclaim
May 4, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2023 · Amount on Record
Deed Sale	May 2, 2023 · Amount on Record
Deed Document Number	20231531624
Prior Transfer Date	Aug 31, 2015
Prior Transfer Doc	0000404076
Record Updated	Sep 20, 2026

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEELE MN
Recording Date	May 4, 2023
Property Address	109 E FRONT ST, OWATONNA, MN 55060
Document Number	T000082581
Instrument Date	Apr 25, 2023
Instrument	T000082581
Transaction Type	Transfer
Record Updated	May 24, 2023

Transaction

Amount	Amount Recorded
Tax	$33.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3209 AUSTIN RD, OWATONNA, MN 55060-6565

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEELE MN
Recording Date	May 4, 2023
Property Address	109 E FRONT ST, OWATONNA, MN 55060
Document Number	A000447798
Instrument Date	Apr 25, 2023
Instrument	A000447798
Transaction Type	Transfer
Record Updated	May 24, 2023

Transaction

Amount	Amount Recorded
Tax	$33.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3209 AUSTIN RD, OWATONNA, MN 55060-6565

Tax Assessment & Valuation

Source: Steele County assessment roll, as of September 8, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Steele County
Municipality	Owatonna City
Unified School District	Owatonna Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,564.00 (+18.28%)
2025		$166,100 (+24.42%) Land $62,100 Building $104,000	$166,100 (+24.42%) Land $62,100 Building $104,000
2023	$4,704.00	$133,500 Land $62,100 Building $71,400	$133,500 Land $62,100 Building $71,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	12 (2004–2016)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Owatonna serves 26,430 people · EPA ID MN1740007
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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