109 E Frederick St, Milford, IL 60953 Property Records

Iroquois County property record for 109 E Frederick St, Milford, IL 60953

Property Summary

Property Type	Single Family Home
Lot Size	0.352 acres (15,338 sqft)
Owner	Individual Name on Record
Tax Bill	$1,168 (2025)
Deeds & Mortgages	Sep 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`33 14 103 006`

Property Details

APN / Parcel Number

Primary APN	`33 14 103 006`

Exterior

Lot Area	15,338 sqft (0.352 acres)

Location & Zoning

Street Address	109 E FREDERICK ST
City	MILFORD
State	IL
Zip	60953-1013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAILROAD ADD LTS 2 & 3 BLK 14
Legal Subdivision	RAILROAD ADD
Legal Block	14
Legal Lot Number	2,3
Jurisdiction	IROQUOIS IL
Township / Civil Division	MILFORD
Census Block Group	2
Census Block	2070
Census Tract	950900

Owner

Source: Iroquois County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 E FREDERICK ST, MILFORD, IL 60953-1013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Sep 28, 2022
Property Address	109 E FREDERICK ST, MILFORD, IL 60953-1013
Document Number	00022R3477
Instrument Date	Sep 28, 2022
Instrument	22R3477
Transaction Type	Transfer
Record Updated	Oct 17, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 E PINE ST, 107, MILFORD, IL 60953

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E FREDERICK ST, MILFORD, IL 60953-1013

Mortgage

Document Number	00022R3478
Date	Sep 28, 2022
Instrument	22R3478

Lender

Name	MILFORD BUILDING AND LOAN ASSOCIATI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Milford Township
Municipality	Milford Village
Unified School District	Milford Area Public School District 124 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,168.00 (+324.73%)	$18,700 (+165.63%) Land $3,760 Building $14,940	$56,100 (+165.63%) Land $11,280 Building $44,820
2022	$275.00 Homeowner's exemption	$7,040 Land $2,910 Building $4,130	$21,120 Land $8,730 Building $12,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILFORD serves 1,306 people · EPA ID IL0750650
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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