Bradford County property record for 109 E Frederick St, Athens, PA 18810
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · built 1914 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $115,000 (Jul 2021) |
| Tax Bill | $3,066 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Jul 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-020.17-333-000-000 |
| Primary APN | 08-020.17-333-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Architectural Style | Conventional |
| Lot Area | 8,712 sqft (0.2 acres) |
| Street Address | 109 E FREDERICK ST |
|---|---|
| City | ATHENS |
| State | PA |
| Zip | 18810-1814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & GARAGE |
| Jurisdiction | BRADFORD PA |
| Township / Civil Division | ATHENS |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 950400 |
Source: Bradford County records, as of April 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 E FREDERICK ST, ATHENS, PA 18810-1814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUTHRIE COMMUNITY FCU |
| Jul 26, 2021 | Deed, Transfer FIRST STATE TITLE, FIRST ABSTRACT TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2021 · Amount on Record |
| Deed Sale | Jul 26, 2021 · Amount on Record |
| Deed Document Number | 20218397 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD PA |
| Property Address | 109 E FREDERICK ST, ATHENS, PA 18810-1814 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NATL TTL & CLOSING SV |
| Name | Verified Name |
|---|---|
| Address | 109 E FREDERICK ST, ATHENS, PA 18810-1814 |
| Document Number | 0202602901 |
|---|---|
| Date | Mar 18, 2026 |
| Instrument | 202602901 |
| Name | GUTHRIE COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BRADFORD PA |
| Recording Date | Jul 26, 2021 |
| Property Address | 109 E FREDERICK ST, ATHENS, PA 18810-1814 |
| Document Number | 0202108397 |
| Instrument Date | Jul 14, 2021 |
| Instrument | 202108397 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2023 |
| Title Company | FIRST STATE TITLE, FIRST ABSTRACT TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 E FREDERICK ST, ATHENS, PA 18810-1814 |
| Name | Verified Name |
|---|---|
| Address | 3048 LONGWOOD BLVD, MELBOURNE, FL 32934-8236 |
Source: Bradford County assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bradford County |
| Municipality | Athens Borough |
| Unified School District | Athens Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,066.00 (+12.18%) | $32,450 (-) | |
| 2025 | $2,733.00 (+3.72%) | $32,450 (-) | |
| 2024 | $2,635.00 | $32,450 | |
| 1999 | $64,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1979–2006) |
| Most Recent Claim | Jun 2006 · Severe Storms, Flooding, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA SUSQUEHANNA DIVISION private · serves 15,569 people · EPA ID PA2080028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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