Clay County property record for 109 E Frank St, Kearney, MO 64060 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1990 |
| Square Footage | 1,132 sqft Living Area |
| Lot Size | 10,454 sqft (0.24 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $122,400 (2009) |
| Tax Bill | $2,199.00 (2025) |
| Primary APN | 07-808-00-01-011.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 1,132 sqft Living Area |
| Gross Area | 2,188 sqft Gross Area |
| 1st Floor | 1,132 sqft 1st Floor |
| Basement Area | 480 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Bi-Level Style |
| Exterior Material | Wood Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,454 sqft (0.24 acres) |
| Depth X Width | 125 ft x 80 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 576 sqft Garage |
| Deck Area | 100 sqft Deck |
| Patio Area | 100 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 109 E FRANK ST |
|---|---|
| City | KEARNEY |
| State | MO |
| Zip | 64060-8600 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | JAMES POINTE 1ST PLAT LT 4 |
| Legal Range | 31W |
| Legal Township | 53N |
| Legal Section | 27 |
| Legal Subdivision | JAMES POINTE 1ST |
| Legal Lot Number | 4 |
| Jurisdiction | CLAY MO |
| Minor Civil Division | KEARNEY |
| Census Blockgroup | 3 |
| Census Block | 3010 |
| Census Tract | 21806 |
Source: Clay County records · APN 07-808-00-01-011.00
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 E FRANK ST, KEARNEY, MO 64060-8600 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 16, 2009 · Amount on Record |
| Deed Sale | Jul 16, 2009 · Amount on Record |
| Prior Sale | Mar 13, 2003 · Amount on Record |
| Deed Doc Number | 200925975 |
| Deed Book / Page | 6235 / 62 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 109 E FRANK ST, KEARNEY, MO 64060-8600 |
| Transaction Type | Mortgage |
| Record Updated | Nov 06, 2025 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 109 E FRANK ST, KEARNEY, MO 64060-8600 |
| Document Number | 0000027553 |
|---|---|
| Date | Oct 24, 2025 |
| Book Page | 10038/92 |
| Instrument | 2025027553 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2040 |
Source: Clay County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Kearney City |
| Unified School District | Kearney R-I School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,199.00 (+10.06%) | $33,610 (+14.87%) | $176,895 (+14.87%) |
| 2023 | $1,998.00 (+9.78%) | $29,260 | $154,000 |
| 2019 | $1,820.00 |
109 E Frank St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Clay County (29047C), updated May 10, 2018
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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