109 E Franchetta Ln, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 109 E Franchetta Ln, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	2 Baths
Year Built	Built 2011
Square Footage	2,244 sqft Living Area
Lot Size	7,840 sqft (0.18 acres)
Occupancy	Owner Occupied
Last Sale	$300,000 (2019)
Tax Bill	$6,878.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`028686-0280`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Building Area	2,244 sqft Living Area
Gross Area	2,970 sqft Gross Area
1st Floor	2,244 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Stucco Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,840 sqft (0.18 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	420 sqft Garage
Patio Area	261 sqft Patio
Porch Area	431 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	109 E FRANCHETTA LN
City	SAINT AUGUSTINE
State	FL
Zip	32092-3472
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	58/93-98 MURABELLA UNIT 4 LOT 28 OR4754/1555
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	MURABELLA UNIT 4
Legal Block	1
Legal Lot Number	28
Legal Unit	4
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	1
Census Block	1012
Census Tract	20906

Owner

Source: St. Johns County records · APN 028686-0280

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	109 E FRANCHETTA LN, SAINT AUGUSTINE, FL 32092-3472
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Apr 09, 2021	Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION
Jul 08, 2019	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CARRINGTON MORTGAGE SERVICES LLC
Oct 11, 2017	Warranty Deed, Transfer · Conventional Mortgage SIRVA MORTGAGE INC
Jun 02, 2017	Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) USAA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 08, 2019 · Amount on Record
Deed Sale	Jul 08, 2019 · Amount on Record
Prior Sale	Oct 11, 2017 · Amount on Record
Deed Doc Number	201948451
Deed Book / Page	4754 / 1555
Record Refreshed	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	109 E FRANCHETTA LN, SAINT AUGUSTINE, FL 32092-3472
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E FRANCHETTA LN, SAINT AUGUSTINE, FL 32092-3472

Mortgage

Document Number	0052330613
Date	Apr 09, 2021
Book Page	5233/613
Instrument	2021039597

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 08, 2019
Property Address	109 E FRANCHETTA LN, SAINT AUGUSTINE, FL 32092-3472
Document Number	0047541555
Book / Page	4754 / 1555
Map Reference	MB 58 PG 93-98
Instrument Date	Jul 01, 2019
Instrument	2019048451
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	OLDE TOWNE TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7129 TRAINOR PL, 7129, SAINT LOUIS, MO 63116-3057

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E FRANCHETTA LN, SAINT AUGUSTINE, FL 32092-3472

Mortgage

Document Number	0047541557
Date	Jul 08, 2019
Instrument	4754/1557

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 11, 2017
Property Address	109 E FRANCHETTA LN, SAINT AUGUSTINE, FL 32092-3472
Document Number	0044461106
Book / Page	4446 / 1106
Map Reference	MB58 PG93-98
Instrument Date	Oct 06, 2017
Instrument	2017068949
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 EFRANCHETTA LANE, 109, SAINT AUGUSTINE, FL 32092

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E FRANCHETTA LN, SAINT AUGUSTINE, FL 32092-3472

Mortgage

Document Number	2017068950
Date	Oct 11, 2017
Instrument	2017068950

Lender

Name	SIRVA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2047

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 02, 2017
Property Address	109 E FRANCHETTA LN, SAINT AUGUSTINE, FL 32092-3472
Document Number	0043821723
Book / Page	004382 / 001723
Instrument Date	May 31, 2017
Instrument	38054
Transaction Type	Transfer
Record Updated	Jun 22, 2017
Title Company	SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TITLE SE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,806.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E FRANCHETTA LN ST AUGUSTINE FL 320923472, ST AUGUSTINE, FL 32092-3472

Mortgage

Document Number	43821725
Date	Jun 02, 2017
Book Page	004382/001725
Instrument	38055

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2047

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$294,028 (+2.7%)	$411,621 (-1.86%) Land $110,000 Building $301,621
2025	$6,878.00 (+8.04%) Homeowner's exemption	$286,298 (+2.9%)	$419,442 (-2.26%) Land $110,000 Building $309,442
2024	$6,366.00 (+4.02%) Homeowner's exemption	$278,229 (+3%)	$429,142 (-0.16%) Land $105,000 Building $324,142
2023	$6,120.00 (+2.96%) Homeowner's exemption	$270,125 (+3%)	$429,833 (+9.45%) Land $89,600 Building $340,233
2022	$5,944.00 Homeowner's exemption	$262,257	$392,704 Land $89,600 Building $303,104

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 15% of Florida
Wildfire Likelihood	About 1 in 1,075 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

109 E Franchetta Ln, Saint Augustine, FL 32092 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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