109 E Fowler St, Saint Thomas, MO 65076 Property Records

Cole County property record for 109 E Fowler St, Saint Thomas, MO 65076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,372 sqft · built 1979
Lot Size	2.92 acres (127,195 sqft)
Owner	Individual Name on File
Tax Bill	$1,340 (2025)
Flood Zone	Zone X (minimal risk)
APN	`19-06-23-0001-003-011`

Property Details

APN / Parcel Number

Primary APN	`19-06-23-0001-003-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,372 sqft Living Area
1st Floor Area	1,372 sqft
Basement Area	1,372 sqft
Unfinished Basement	1,372 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	127,195 sqft (2.92 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	109 E FOWLER ST
City	SAINT THOMAS
State	MO
Zip	65076-1007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 1840 S NE COR SEC 23 @ CL RD S 124.03 SW 467.58 NW 240.69 TO RD N/Y ALONG RD 593.67 TO POB
Legal Range	12W
Legal Township	42N
Legal Section	23
Jurisdiction	COLE MO
Township / Civil Division	OSAGE
Census Block Group	2
Census Block	2033
Census Tract	20200

Owner

Source: Cole County records · APN 19-06-23-0001-003-011

Assessment roll updated August 21, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	109 E FOWLER ST, SAINT THOMAS, MO 65076-1007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Cole County records · Assessment roll updated August 21, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cole County
Unified School District	Blair Oaks R-II School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,340.00 (+15.12%)	$22,320 (-) Land $2,280 Building $20,040	$117,500 (-) Land $12,000 Building $105,500
2023		$22,320 Land $2,280 Building $20,040	$117,500 Land $12,000 Building $105,500
2022	$1,164.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cole County (29051C), as of November 2, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290510202002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Sep 1993 · Severe Storms & Flooding

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 49% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
Whittrio Fixed Wireless · not low latency	100 / 50
Brightspeed DSL	100 / 10

May also be available: AT&T, Mediacom Communications.

Based on FCC filings for 12 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MO3024164, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	COLE COUNTY PWSD 5 serves 350 people
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	15 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.