109 E Fern Ave, Redlands, CA 92373 Property Records

San Bernardino County property record for 109 E Fern Ave, Redlands, CA 92373

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,972 sqft · built 1901
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on Record
Last Sale	$710,000 (Mar 2017)
Tax Bill	$10,216 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0171-372-21-0000`

Property Details

APN / Parcel Number

Primary APN	`0171-372-21-0000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,972 sqft Living Area
Gross Area	3,944 sqft
1st Floor Area	1,401 sqft
2nd Floor Area	1,571 sqft
Basement Area	972 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1990
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	160 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	387 sqft
Patio Area	387 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	109 E FERN AVE
City	REDLANDS
State	CA
Zip	92373-6005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ATWOOD AND FORDS SUB NO 1 LOT 11 BLK B
Legal Subdivision	ATWOOD & FORD SUBDIVISION #1
Legal Block	B
Legal Lot Number	11
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	2
Census Block	2005
Census Tract	8201

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 E FERN AVE, REDLANDS, CA 92373-6005
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 21, 2019	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA
Mar 31, 2017	Grant Deed, Transfer · Conventional Mortgage BROADVIEW MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2017 · Amount on Record
Deed Sale	Mar 31, 2017 · Amount on Record
Prior Sale	Jul 29, 2016 · Amount on Record
Deed Document Number	2017136490
Prior Transfer Date	Aug 2, 2016
Prior Transfer Doc	0000317626
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	109 E FERN AVE, REDLANDS, CA 92373-6005
Transaction Type	Mortgage
Record Updated	Jan 7, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E FERN AVE, REDLANDS, CA 92373-6005

Mortgage

Document Number	0000574512
Date	Dec 27, 2021
Instrument	2021-0574512

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Jan 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.37%
Index	Other
Margin	3
Max Rate	7.37%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	109 E FERN AVE, REDLANDS, CA 92373-6005
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000163619
Date	May 21, 2019
Instrument	2019-0163619

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Jun 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 31, 2017
Property Address	109 E FERN AVE, REDLANDS, CA 92373-6005
Document Number	0000136490
Map Reference	MAP13 PG50
Instrument Date	Feb 17, 2017
Instrument	2017-0136490
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	TICOR TITLE COMPANY OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E FERN AVE, REDLANDS, CA 92373-6005

Mortgage

Document Number	0000136491
Date	Mar 31, 2017
Instrument	2017-0136491

Lender

Name	BROADVIEW MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Redlands City
Unified School District	Redlands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$840,497 (+2%) Land $252,149 Building $588,348
2025	$10,216.00 (+7.27%)	$824,017 (+4.04%) Land $247,205 Building $576,812
2023	$9,524.00 (+1.47%)	$792,020 Land $237,606 Building $554,414
2022	$9,386.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REDLANDS CITY MUD-WATER DIV serves 78,025 people · EPA ID CA3610037
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Verizon.

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