109 E Fern Ave, McAllen, TX 78501 Property Records

Hidalgo County property record for 109 E Fern Ave, McAllen, TX 78501

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 1,963 sqft · built 1982
Lot Size0.193 acres (8,415 sqft)
OwnerIndividual Name on File
Last Sale$184,600 (Jun 2020)
Tax Bill$6,097 (2025)
Deeds & MortgagesJun 2020 Mortgage
APNF28500300000090A

Property Details

APN / Parcel Number

Primary APNF28500300000090A
Alternative APNs
  • R174286
  • 174286

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,963 sqft Living Area
Gross Area2,505 sqft
1st Floor Area1,963 sqft
Utility Area100 sqft
FlooringTile

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 2008
Exterior MaterialBrick
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area8,415 sqft (0.193 acres)
Lot Dimensions128 ft deep x 66 ft wide
Garage TypeAttached
Garage Area506 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area36 sqft
Patio Area40 sqft
Canopy64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address109 E FERN AVE
CityMCALLEN
StateTX
Zip78501-9430
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionFERN TERRACE UT NO. 3 LOT 9-A
Legal SubdivisionFERN TERRACE UT NO. 3 - SML
Legal Tract9
Legal Block1
Legal Lot Number9
JurisdictionHIDALGO TX
Township / Civil DivisionMCALLEN-PHARR
Census Block Group1
Census Block1020
Census Tract20910

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedLouisiana-Rio Grande Canal Company Irrigation System
listed 1995 · 3 contributing resources · NRIS 95001284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

109 E Fern Ave is owned and occupied by an individual who bought it in June 2020.

Source: Hidalgo County records, as of September 16, 2026

Owner of RecordIndividual Name on File
Mailing Address109 E FERN AVE, MCALLEN, TX 78501-9430
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 9, 2020 · Amount on File
Deed SaleJun 9, 2020 · Amount on File
Prior SaleJul 13, 2015 · Amount on File
Deed Document Number20203119151
Prior Transfer DateMay 28, 2020
Prior Transfer Doc0003119151
Record UpdatedOct 29, 2026

June 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHIDALGO TX
Recording DateJun 9, 2020
Property Address109 E FERN AVE, MCALLEN, TX 78501-9430
Document Number0003119151
Map ReferenceVOL 22 PG 37
Instrument DateMay 28, 2020
Instrument3119151
Transaction TypeTransfer
Record UpdatedNov 26, 2021
Title CompanyENCORE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 989, BLANCO, TX 78606-0989

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 E FERN AVE, MCALLEN, TX 78501-9430

Mortgage

Document Number0003119152
DateJun 9, 2020
Instrument3119152
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 109 E Fern Ave was $6,097, up 34.5% from the year before.

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHidalgo County
MunicipalityMcAllen City
Unified School DistrictMcAllen Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$277,636 (+3.8%) Land $53,015 Building $224,621$277,636 (+3.8%) Land $53,015 Building $224,621
2025$6,097.00 (+34.5%)$267,461 Land $53,015 Building $214,446$267,461 Land $53,015 Building $214,446
2024$4,533.00 (-20.14%)
2023$5,676.00 (+17.64%)$241,291 Land $53,015 Building $188,276$241,291 Land $53,015 Building $188,276
2022$4,825.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 109 E Fern Ave; 32 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 32 policies
Nearby Flood Policies32 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 109 E Fern Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCALLEN PUBLIC UTILITY
serves 145,050 people · EPA ID TX1080006
Water SourceSurface water
Last State InspectionJul 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
TWIN
Fixed Wireless
400 / 100
Starlink
Satellite
280 / 30

May also be available: AT&T, Smartcom Telephone, Verizon, VTX Communications.

Nearby Properties on E Fern Ave

Nearby Streets

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