109 E Fairmount Ave, Pontiac, MI 48340 Property Records

Oakland County property record for 109 E Fairmount Ave, Pontiac, MI 48340

Property Summary

Property Type	Single Family Home
Details	1 ba
Lot Size	0.117 acres (5,097 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Oct 2019)
Tax Bill	$262 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`64-14-17-407-011`

Property Details

APN / Parcel Number

Primary APN	`64-14-17-407-011`

Interior

Full Baths	1 Bath
Stories	1 Story

Exterior

Effective Year Built	Effective 2004
Architectural Style	Bungalow
Lot Area	5,097 sqft (0.117 acres)
Lot Dimensions	127 ft deep x 40 ft wide
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	109 E FAIRMOUNT AVE
City	PONTIAC
State	MI
Zip	48340-2731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T3N, R10E, SEC 17 BALDWIN PARK LOT 163
Legal Range	10E
Legal Township	03N
Legal Section	17
Legal Subdivision	PARK
Legal Lot Number	163
Jurisdiction	OAKLAND MI
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2009
Census Tract	141300

Owner

109 E Fairmount Ave is owned by an individual who bought it in October 2019.

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	113 E FAIRMOUNT AVE, PONTIAC, MI 48340-2731
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Oct 24, 2019	Warranty Deed, Transfer · Conventional with PMI GENISYS CU
Dec 13, 2018	Warranty Deed, Transfer CORTITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2019 · Amount on File
Deed Sale	Oct 24, 2019 · Amount on File
Prior Sale	Dec 13, 2018 · Amount on File
Deed Document Number	2019177323
Deed Book / Page	53419 / 516
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	109 E FAIRMOUNT AVE, PONTIAC, MI 48340-2731
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000430614
Date	Aug 16, 2022
Book Page	58039/237
Instrument	430614

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 24, 2019
Property Address	109 E FAIRMOUNT AVE, PONTIAC, MI 48340-2731
Document Number	0000177323
Book / Page	053419 / 000516
Instrument Date	Oct 16, 2019
Instrument	177323
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	CORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,290.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3643 CHESTNUT ST CLARKSTON MI 483481334, CLARKSTON, MI 48348-1334

Mortgage

Document Number	177324
Date	Oct 24, 2019
Book Page	053419/000518
Instrument	177324

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.62%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Dec 13, 2018
Property Address	109 E FAIRMOUNT AVE, PONTIAC, MI 48340-2731
Document Number	0000200749
Book / Page	052435 / 000494
Instrument Date	Dec 7, 2018
Instrument	200749
Transaction Type	Transfer
Record Updated	Jan 8, 2019
Title Company	CORTITLE LLC

Transaction

Amount	Amount on Record
Tax	$258.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	71 ELM ST PONTIAC MI 483413003, PONTIAC, MI 48341-3003

Tax Assessment & Valuation

The 2025 property tax bill for 109 E Fairmount Ave was $262, down 0.8% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Pontiac City
Unified School District	Pontiac City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$262.00 (-0.76%)	$8,130	$16,260
2024	$264.00
2023		$6,120	$12,240
2021	$226.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 109 E Fairmount Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 109 E Fairmount Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONTIAC serves 63,776 people · EPA ID MI0005440
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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