109 E Euclid Ave, Chattanooga, TN 37415 Property Records

Hamilton County property record for 109 E Euclid Ave, Chattanooga, TN 37415

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,661 sqft · built 1950
Lot Size0.27 acres (11,800 sqft)
Owner2 Individual Names on File
Last Sale$129,900 (Feb 2018)
Tax Bill$1,251 (2025)
Deeds & MortgagesNov 2020 Mortgage
Feb 2018 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN118A K 032

Property Details

APN / Parcel Number

Primary APN118A K 032
Alternative APN
  • 0000043762

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,661 sqft Living Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1983
Architectural StyleRanch
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area11,800 sqft (0.27 acres)
Lot Dimensions100 ft deep x 118 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000043762
Street Address109 E EUCLID AVE
CityCHATTANOOGA
StateTN
Zip37415-4723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB
Legal DescriptionPT LT 6 HULSE & ELDERS PB 7 PG 2
Legal SubdivisionHULSE & ELDERS
Legal Lot Number6
JurisdictionHAMILTON TN
Township / Civil Division2
Census Block Group1
Census Block1014
Census Tract10700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

109 E Euclid Ave is owned and occupied by two individuals who bought it in February 2018.

Source: Hamilton County records, as of December 31, 2025

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address109 E EUCLID AVE, CHATTANOOGA, TN 37415-4723
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Feb 14, 2018Warranty Deed, Transfer · Line of Credit
QUICKEN LNS

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleFeb 14, 2018 · Amount on File
Deed SaleFeb 14, 2018 · Amount on File
Prior SaleJul 3, 2000
Deed Document Number2018021400021
Deed Book / Page11270 / 917
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address109 E EUCLID AVE, CHATTANOOGA, TN 37415-4723
Document Number1201000157
Instrument DateNov 23, 2020
Transaction TypeMortgage
Record UpdatedDec 18, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address109 E EUCLID AVE CHATTANOOGA TN 374154723, CHATTANOOGA, TN 37415-4723

Mortgage

Document Number1201000157
DateDec 1, 2020
Book Page012251/000899
Instrument201201000157
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 30, 2050

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateFeb 14, 2018
Property Address109 E EUCLID AVE, CHATTANOOGA, TN 37415-4723
Document Number0000000021
Book / Page011270 / 000917
Instrument DateFeb 12, 2018
Instrument21
Transaction TypeTransfer
Record UpdatedMar 8, 2018
Title CompanyNORTH START TITLE INSURANCE AGENCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$480.63
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address109 E EUCLID AVE CHATTANOOGA TN 374154723, CHATTANOOGA, TN 37415-4723

Mortgage

Document Number22
DateFeb 14, 2018
Book Page011270/000919
Instrument22
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueFeb 13, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 109 E Euclid Ave was $1,251, up 14.5% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityRed Bank City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,251.00 (+14.46%)$82,550 (+68.9%)$330,200 (+68.9%) Land $70,000 Building $260,200
2024$1,093.00 (-44.77%)$48,875 (-)$195,500 (-) Land $50,000 Building $145,500
2023$1,979.00 (+18.43%)$48,875 (-)$195,500 (-) Land $50,000 Building $145,500
2022$1,671.00$48,875$195,500 Land $50,000 Building $145,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 E Euclid Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims19 (1996–2020)
Claims Outside the SFHA2 of 19
Most Recent ClaimJan 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 E Euclid Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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