109 E Elm St, Strawberry Point, IA 52076 Property Records

Clayton County property record for 109 E Elm St, Strawberry Point, IA 52076

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,456 sqft · built 1909
Lot Size0.191 acres (8,316 sqft)
OwnerIndividual Name on File
Last Sale$53,000 (Aug 2005)
Tax Bill$1,448 (2025)
Deeds & MortgagesOct 2021 Mortgage
May 2021 Transfer
Flood ZoneZone X (minimal risk)
APN4122256008

Property Details

APN / Parcel Number

Primary APN4122256008

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,456 sqft Living Area
1st Floor Area728 sqft
Basement Area728 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1909
Effective Year BuiltEffective 1909
Architectural StyleConventional
Exterior MaterialAsbestos
Construction TypeFrame
Roof TypeHip
Roof MaterialMetal
Lot Area8,316 sqft (0.191 acres)
Lot Dimensions132 ft deep x 63 ft wide
Garage TypeAttached
Garage Area384 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address109 E ELM ST
CitySTRAWBERRY POINT
StateIA
Zip52076-9651
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWH DM STERNS. W. 63 FT. LOT 8 BLK 6
Legal SubdivisionW H & D M STERNS ADD
Legal Block6
Legal Lot Number8
JurisdictionCLAYTON IA
Township / Civil DivisionCASS
Census Block Group2
Census Block2044
Census Tract70600

Owner

109 E Elm St is owned and occupied by an individual who acquired it in May 2021.

Source: Clayton County records, as of September 14, 2026

Owner of RecordIndividual Name on File
Mailing Address109 E ELM ST, STRAWBERRY POINT, IA 52076-9651
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK
May 18, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 25, 2005 · Amount on File
Deed SaleAug 25, 2005 · Amount on File
Deed Document Number20052986
Last Transfer DateMay 13, 2021
Transfer Doc2021R02075
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAYTON IA
Property Address109 E ELM ST, STRAWBERRY POINT, IA 52076-9651
Transaction TypeMortgage
Record UpdatedOct 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021R04108
DateOct 1, 2021
Instrument2021R04108
Lender
NameWELLS FARGO BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2051
Interest
Rate TypeFixed Rate

May 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLAYTON IA
Recording DateMay 18, 2021
Property Address109 E ELM ST, STRAWBERRY POINT, IA 52076-9651
Document Number2021R02075
Instrument DateMay 13, 2021
Instrument2021R02075
Transaction TypeTransfer
Record UpdatedJul 21, 2021

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 E ELM ST, STRAWBERRY POINT, IA 52076-9651

Tax Assessment & Valuation

The 2025 property tax bill for 109 E Elm St was $1,448, up 11.4% from the year before.

Source: Clayton County assessment roll, as of November 3, 2025

Property Jurisdictions

TypeName
StateIowa
CountyClayton County
MunicipalityStrawberry Point City
Unified School DistrictStarmont Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,448.00 (+11.38%)$87,116 Land $10,298 Building $76,818$87,116 Land $10,298 Building $76,818
2024$1,300.00
2023$73,087 Land $8,955 Building $64,132$73,087 Land $8,955 Building $64,132
2022$1,154.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 E Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 E Elm St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTRAWBERRY POINT WATER SUPPLY
serves 1,155 people · EPA ID IA2279003
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

May also be available: Nextlink.

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