Hillsdale County property record for 109 E Elm St, Reading, MI 49274 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Square Footage | 998 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Garage | 96 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $28,000 (1996) |
| Tax Bill | $931.00 (2025) |
| Primary APN | 20-045-001-032 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 998 sqft Living Area |
| Gross Area | 1,460 sqft Gross Area |
| 1st Floor | 1,460 sqft 1st Floor |
| Basement Area | 616 sqft Basement |
| Unfinished Basement | 616 sqft Unfinished |
| Stories | 1 Stories |
| Architectural Style | Ranch Style |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 8,712 sqft (0.2 acres) |
| Depth X Width | 132 ft x 66 ft Depth x Width |
| Garage Area | 96 sqft Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 109 E ELM ST |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-9597 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 77 FULLER & PROUTY ADD SEC 26 T7S R4W CITY OF READING |
| Legal Range | 04W |
| Legal Township | 07S |
| Legal Section | 26 |
| Legal Subdivision | FULLER & PROUTY ADD |
| Legal Lot Number | 77 |
| Jurisdiction | HILLSDALE MI |
| Minor Civil Division | READING |
| Census Blockgroup | 5 |
| Census Block | 5038 |
| Census Tract | 50400 |
Source: Hillsdale County records · APN 20-045-001-032
Assessment roll updated July 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 E ELM ST, READING, MI 49274-9597 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 05, 2022 | Deed of Trust, Mortgage LINCOLN JOYCE A |
| Jun 08, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 05, 1996 · Amount on Record |
| Deed Sale | Aug 05, 1996 · Amount on Record |
| Last Transfer Date | Jun 08, 2023 |
| Transfer Doc | 001851/774 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Property Address | 109 E ELM ST, READING, MI 49274-9597 |
| Transaction Type | Mortgage |
| Record Updated | Aug 07, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001823/207 |
|---|---|
| Date | Apr 05, 2022 |
| Book Page | 1823/207 |
| Name | LINCOLN JOYCE A |
|---|---|
| Type | Private Party |
| Amount | Amount Recorded |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Jun 08, 2023 |
| Property Address | 109 E ELM ST, READING, MI 49274-9597 |
| Document Number | 001851/774 |
| Book / Page | 1851 / 774 |
| Map Reference | LB AD PG 502 |
| Instrument Date | Jun 08, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 E ELM ST, READING, MI 49274-9597 |
Source: Hillsdale County records · Assessment roll updated July 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| Municipality | Reading City |
| Unified School District | Reading Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $47,300 (-2.07%) | $94,528 (-2.22%) Land $8,580 Building $85,948 | |
| 2025 | $931.00 (+15.51%) Homeowner's exemption | $48,300 (+35.67%) | $96,672 (+35.88%) Land $8,580 Building $88,092 |
| 2023 | $35,600 (+20.68%) | $71,144 (+20.76%) Land $7,590 Building $63,554 | |
| 2022 | $29,500 | $58,915 Land $6,600 Building $52,315 | |
| 2021 | $806.00 |
Source: FEMA National Flood Hazard Layer, Hillsdale County (26059C), updated February 19, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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