109 E Elm St, Clarksburg, MO 65025 Property Records

Moniteau County property record for 109 E Elm St, Clarksburg, MO 65025

Property Summary

Property Type	Single Family Home
Details	1,133 sqft · built 2006
Lot Size	0.183 acres (7,978 sqft)
Owner	2 Individual Names on Record
Last Sale	$177,862 (Mar 2026)
Tax Bill	$876 (2025)
Deeds & Mortgages	Mar 2009 Mortgage Mar 2026 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`29-123-1`

Property Details

APN / Parcel Number

Primary APN	`29-123-1`
Alternative APN	`09-5.0-15-002-006-004.001`

Interior

Building Area	1,133 sqft Adjusted Area
1st Floor Area	1,056 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,978 sqft (0.183 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	29-123-1
Street Address	109 E ELM ST
City	CLARKSBURG
State	MO
Zip	65025-3037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF LOTS 21 & 22 LANDERS 1ST ADD CLARKSBURG
Legal Range	16W
Legal Township	45N
Legal Section	15
Legal Subdivision	CLARKSBURG
Legal Lot Number	21-22
Jurisdiction	MONITEAU MO
Township / Civil Division	MOREAU
Census Block Group	3
Census Block	3028
Census Tract	385300

Owner

Source: Moniteau County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	608 DARWIN ST, JEFFERSON CITY, MO 65109-6174
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2009	Deed of Trust, Mortgage THE TIPTON LATHAM BANK NA
Mar 10, 2026	Warranty Deed, Transfer · Conventional Mortgage CONSUMER REAL ESTATE FINANCE CO
Sep 23, 2022	Warranty Deed, Transfer · Conventional Mortgage HAWTHORN BANK
Mar 20, 2017	Intrafamily Transfer, Transfer
Mar 20, 2017	Intrafamily Transfer, Transfer · Line of Credit PEOPLES BANK OF MONITEAU COUNTY
Mar 20, 2017	Intrafamily Transfer, Transfer · Line of Credit PEOPLES BANK OF MONITEAU COUNTY
Jun 29, 2006	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2026 · Amount on Record
Deed Sale	Mar 10, 2026 · Amount on Record
Prior Sale	Sep 23, 2022 · Amount on Record
Deed Document Number	2026412
Prior Transfer Date	Mar 17, 2017
Prior Transfer Doc	20170502
Record Updated	Oct 29, 2026

March 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONITEAU MO
Property Address	109 E ELM ST, CLARKSBURG, MO 65025-3037
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0020090595
Date	Mar 10, 2009
Instrument	20090595

Lender

Name	THE TIPTON LATHAM BANK NA
Address	TIPTON, MO 65081

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Mar 5, 2014

Interest

Rate	6.5%

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONITEAU MO
Recording Date	Mar 10, 2026
Property Address	109 E ELM ST, CLARKSBURG, MO 65025-3037
Document Number	0202600412
Map Reference	MB 1 PG 7
Instrument Date	Mar 10, 2026
Instrument	202600412
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	608 DARWIN ST, SAINT MARTINS, MO 65109-6174

Mortgage

Document Number	0202600413
Date	Mar 10, 2026
Instrument	202600413

Lender

Name	CONSUMER REAL ESTATE FINANCE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONITEAU MO
Recording Date	Sep 23, 2022
Property Address	109 E ELM ST, CLARKSBURG, MO 65025-3037
Document Number	0202201899
Map Reference	MB 1 PG 7
Instrument Date	Sep 22, 2022
Instrument	202201899
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 153, CLARKSBURG, MO 65025-0153

Mortgage

Document Number	0202201900
Date	Sep 23, 2022
Instrument	202201900

Lender

Name	HAWTHORN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONITEAU MO
Recording Date	Mar 20, 2017
Property Address	109 E ELM ST, CLARKSBURG, MO 65025-3037
Document Number	20170502
Map Reference	MB 1 PG 7
Instrument Date	Mar 17, 2017
Instrument	20170502
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 113, CLARKSBURG, MO 65025-0113

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONITEAU MO
Recording Date	Mar 20, 2017
Property Address	109 E ELM ST, CLARKSBURG, MO 65025-3037
Document Number	0020170502
Map Reference	MB 1 PG 7
Instrument Date	Mar 17, 2017
Instrument	20170502
Transaction Type	Transfer
Record Updated	Feb 8, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 113, CLARKSBURG, MO 65025-0113

Mortgage

Document Number	0020170503
Date	Mar 20, 2017
Instrument	20170503

Lender

Name	PEOPLES BANK OF MONITEAU COUNTY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	62 Months
Due	May 17, 2022

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONITEAU MO
Recording Date	Mar 20, 2017
Property Address	109 E ELM ST, CLARKSBURG, MO 65025-3037
Document Number	0020170502
Map Reference	MB 1 PG 7
Instrument Date	Mar 17, 2017
Instrument	20170502
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 113, CLARKSBURG, MO 65025-0113
Investor	Possibly a Property Investor

Mortgage

Document Number	0020170503
Date	Mar 20, 2017
Instrument	20170503

Lender

Name	PEOPLES BANK OF MONITEAU COUNTY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	62 Months
Due	May 17, 2022

June 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONITEAU MO
Recording Date	Jun 29, 2006
Property Address	109 E ELM ST, CLARKSBURG, MO 65025-3037
Document Number	0020061633
Instrument Date	Jun 28, 2006
Instrument	20061633
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 283, CALIFORNIA, MO 65018-0283
Investor	Possibly a Property Investor

Mortgage

Document Number	0020061634
Date	Jun 29, 2006
Instrument	20061634

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: Moniteau County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Moniteau County
Municipality	Clarksburg City
Elementary School District	Clarksburg C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$12,520 (-)
2025	$876.00 (+0.92%)	$12,520 (-)	$65,900 (-) Land $5,500 Building $60,400
2023	$868.00	$12,520	$65,900 Land $5,500 Building $60,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLARKSBURG PWS serves 353 people · EPA ID MO3010166
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Brightspeed DSL	100 / 10

May also be available: Co-Mo Connect, Verizon.

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