109 E Elm St, Chatsworth, IL 60921 Property Records

Livingston County property record for 109 E Elm St, Chatsworth, IL 60921

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,807 sqft · built 1955
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Tax Bill	$5,717 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-27-03-312-003`

Property Details

APN / Parcel Number

Primary APN	`27-27-03-312-003`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,807 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	400 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	109 E ELM ST
City	CHATSWORTH
State	IL
Zip	60921-9292
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	27 03 312 003 LOT 50 X 150 LOT 3 BLK 37 VILLAGE OF CHATSWORTH
Legal Block	37
Legal Lot Number	3
Jurisdiction	LIVINGSTON IL
Township / Civil Division	CHATSWORTH
Census Block Group	2
Census Block	2155
Census Tract	961000

Owner

109 E Elm St is owned and occupied by an individual.

Source: Livingston County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	1019 E ELM ST, CHATSWORTH, IL 60921
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Oct 21, 2022
Property Address	109 E ELM ST, CHATSWORTH, IL 60921-9292
Document Number	2022R04642
Instrument Date	Oct 17, 2022
Instrument	2022R-04642
Transaction Type	Transfer
Record Updated	Jul 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 W MADISON ST, PONTIAC, IL 61764-1812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E ELM ST, CHATSWORTH, IL 60921-9292

Mortgage

Document Number	2022R04643
Date	Oct 21, 2022
Instrument	2022R-04643

Lender

Name	BROKERS SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 109 E Elm St was $5,717 with a homeowner's exemption.

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Livingston County
County Subdivision	Chatsworth Township
Municipality	Chatsworth Town
Unified School District	Prairie Central Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,717.00	$61,143 Land $1,043 Building $60,100	$183,429 Land $3,129 Building $180,300
2022	$3,235.00 Homeowner's exemption	$33,140 Land $873 Building $32,267	$99,420 Land $2,619 Building $96,801

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 E Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 109 E Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATSWORTH serves 1,200 people · EPA ID IL1050100
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Nextlink, Watch TV.

Nearby Properties on E Elm St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures