109 E Elm St, Alton, IL 62002 Property Records

Madison County property record for 109 E Elm St, Alton, IL 62002

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,025 sqft · built 1948
Lot Size	0.14 acres (6,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Mar 2023)
Tax Bill	$1,890 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
APN	`23-2-07-02-12-204-010`

Property Details

APN / Parcel Number

Primary APN	`23-2-07-02-12-204-010`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,025 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Material	Shingle
Lot Area	6,120 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 51 ft wide
Garage Type	Detached
Garage Area	294 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Canopy	192 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	109 E ELM ST
City	ALTON
State	IL
Zip	62002-4430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOFFMEISTER PLACE SUBD LOT 3 51X120
Legal Subdivision	HOFFMEISTER PLACE SUBD
Legal Lot Number	3
Jurisdiction	MADISON IL
Township / Civil Division	ALTON
Census Block Group	3
Census Block	3002
Census Tract	402100

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 E ELM ST, ALTON, IL 62002-4430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2023 · Amount on Record
Deed Sale	Mar 28, 2023 · Amount on Record
Deed Document Number	20238000
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Mar 28, 2023
Property Address	109 E ELM ST, ALTON, IL 62002-4430
Document Number	0000008000
Map Reference	PB 14 PG 47
Instrument Date	Mar 24, 2023
Instrument	2023R08000
Transaction Type	Transfer
Record Updated	Apr 12, 2023
Title Company	SERENITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$217.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	109 E ELM ST, ALTON, IL 62002-4430
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008001
Date	Mar 28, 2023
Instrument	2023R08001

Lender

Name	FLAT BRANCH MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.25%

Mortgage

Document Number	0000008002
Date	Mar 28, 2023
Instrument	2023R08002

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 1, 2028

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Alton City
County	Madison County
County Subdivision	Alton Township
Unified School District	Alton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,890.00 (+11.83%)	$29,620 (+35.44%) Land $2,940 Building $26,680	$88,860 (+35.3%) Land $8,820 Building $80,040
2024	$1,690.00 (+21.41%)
2022	$1,392.00	$21,870 Land $2,170 Building $19,700	$65,676 Land $6,517 Building $59,159

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave, Verizon, Wisper ISP.

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