109 E del Mar Blvd, Apt 23, Laredo, TX 78041 Property Records

Webb County property record for 109 E del Mar Blvd, Apt 23, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	1,801 sqft · built 1998
Lot Size	0.087 acres (3,773 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,900 (Aug 2017)
Tax Bill	$1,095 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2014 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`946-42000-230`

Property Details

APN / Parcel Number

Primary APN	`946-42000-230`
Alternative APN	`222283`

Interior

Units	23 Units
Stories	2 Stories
Building Area	1,801 sqft Living Area
Gross Area	2,285 sqft
1st Floor Area	922 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Townhouse
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,773 sqft (0.087 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Pool Area	21 sqft
Porch	Open Porch
Porch Area	35 sqft

Location & Zoning

Street Address	109 E DEL MAR BLVD, 23
City	LAREDO
State	TX
Zip	78041-2333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 23 BLDG A OAK VILLAGE COND & 4.35% UND INT COMM ELEM OUT OF LOT 1 BLK 1 THE ENCLAVE SUBD
Legal Subdivision	OAK VILLAGE CONDOMINIUMS
Legal Block	1
Legal Lot Number	1
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	2
Census Block	2000
Census Tract	1709

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 E DEL MAR BLVD, 23, LAREDO, TX 78041-2333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jul 23, 2014	Deed of Trust, Mortgage · Line of Credit COMPASS BANK
Aug 9, 2017	Vendor's Lien, Transfer · Conventional Mortgage COMMONWEALTH MORTGAGE OF TEXAS LP
Apr 19, 2007	Vendor's Lien, Transfer · ARM THE LAREDO NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2017 · Amount on Record
Deed Sale	Aug 9, 2017 · Amount on Record
Prior Sale	Apr 19, 2007 · Amount on Record
Deed Document Number	20171305148
Deed Book / Page	4283 / 821
Prior Transfer Date	Aug 7, 2017
Prior Transfer Doc	004283/821
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	109 E DEL MAR BLVD APT 23, 23, LAREDO, TX 78041-2333
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005153/110
Date	Nov 15, 2021
Book Page	5153/110
Instrument	1448750

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

July 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	109 E DEL MAR BLVD APT 23, 23, LAREDO, TX 78041-2333
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003649/618
Date	Jul 23, 2014
Book Page	3649/618
Instrument	1207555

Lender

Name	COMPASS BANK
Type	Bank
Address	LAREDO, TX 78041

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Aug 9, 2017
Property Address	109 E DEL MAR BLVD APT 23, 23, LAREDO, TX 78041-2333
Document Number	004283/821
Book / Page	4283 / 821
Map Reference	VOL 628 PG 594
Instrument Date	Aug 7, 2017
Instrument	1305148
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E DEL MAR BLVD APT 23, 23, LAREDO, TX 78041-2333

Mortgage

Document Number	0001305149
Date	Aug 9, 2017
Instrument	1305149

Lender

Name	COMMONWEALTH MORTGAGE OF TEXAS LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

April 2007: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Apr 19, 2007
Property Address	109 E DEL MAR BLVD APT 23, 23, LAREDO, TX 78041-2333
Document Number	002340/222
Book / Page	2340 / 222
Instrument Date	Apr 10, 2007
Instrument	961995
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	BORDER TITLE, BORDER TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41754 MARGARITA RD # 230, 230, TEMECULA, CA 92591-1906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E DEL MAR BLVD APT 23, 23, LAREDO, TX 78041-2333

Mortgage

Document Number	0000961996
Date	Apr 19, 2007
Instrument	961996

Lender

Name	THE LAREDO NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	180 Months
Due	Apr 15, 2022

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Change Frequency	Annually
Min Rate At Change	5.75%
Max Rate At Change	9.75%
Index	1-Year T-Bill
Max Rate	13.7%

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$214,591 (-0.82%) Land $37,730 Building $176,861	$214,591 (-0.82%) Land $37,730 Building $176,861
2025	$1,095.00 (-16.73%) Homeowner's exemption	$216,370 (+7.11%) Land $37,730 Building $178,640	$216,370 (+7.11%) Land $37,730 Building $178,640
2024	$1,315.00 (+1%)
2023		$202,013 Land $19,808 Building $182,205	$202,013 Land $19,808 Building $182,205
2022	$1,302.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (2003–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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