Saginaw County property record for 109 E Cornell St, Saginaw, MI 48604
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,200 sqft · built 1910 |
| Lot Size | 0.386 acres (16,814 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $68,000 (Jul 2001) |
| Tax Bill | $1,668 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 02-12-5-05-0153-000 |
| Primary APN | 02-12-5-05-0153-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,814 sqft (0.386 acres) |
| Lot Dimensions | 140 ft deep x 120 ft wide |
| Garage Area | 1,344 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Porch |
| Porch Area | 176 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 109 E CORNELL ST |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48604-1305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TRB1/TR |
| Legal Description | LOTS 9 & 10 BLK 34 CITY OF ZILWAUKEE SEC 05 T12N R5E |
| Legal Range | 05E |
| Legal Township | 12N |
| Legal Section | 05 |
| Legal Subdivision | PLAT OF THE VILLAGE OF ZILWAUKEE |
| Legal Block | 34 |
| Legal Lot Number | 9-10 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | ZILWAUKEE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 10800 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 E CORNELL ST, SAGINAW, MI 48604-1305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2001 · Amount on Record |
| Deed Sale | Jul 19, 2001 · Amount on Record |
| Prior Sale | Jun 14, 2001 · Amount on Record |
| Deed Document Number | 20017039815 |
| Deed Book / Page | 2204 / 1380 |
| Record Updated | Oct 29, 2026 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| Municipality | Zilwaukee City |
| Unified School District | Saginaw City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $60,600 (+37.1%) | $121,200 (+37.1%) | |
| 2025 | $1,668.00 (+14.4%) Homeowner's exemption | ||
| 2023 | $44,200 | $88,400 | |
| 2022 | $1,458.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 66 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 14 (1986–2022) |
| Claims Outside the SFHA | 4 of 14 |
| Most Recent Claim | Sep 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ZILWAUKEE serves 1,534 people · EPA ID MI0007280 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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