109 E Cloke St, Ashkum, IL 60911 Property Records

Iroquois County property record for 109 E Cloke St, Ashkum, IL 60911

Property Summary

Property Type	Single Family Home
Lot Size	0.258 acres (11,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$34,166 (Sep 2022)
Tax Bill	$2,341 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10 28 326 005`

Property Details

APN / Parcel Number

Primary APN	`10 28 326 005`

Exterior

Lot Area	11,276 sqft (0.258 acres)

Location & Zoning

Street Address	109 E CLOKE ST
City	ASHKUM
State	IL
Zip	60911-4005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLOKES ADD LT 6 E 25' LT 8 BLK 112
Legal Subdivision	CLOKES ADD
Legal Block	112
Legal Lot Number	6,8
Jurisdiction	IROQUOIS IL
Township / Civil Division	ASHKUM
Census Block Group	2
Census Block	2059
Census Tract	950300

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 E CLOKE ST, ASHKUM, IL 60911-4005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK OF KANKAKEE COUNTY
Sep 1, 2022	Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK OF KANKAKEE COUNTY
Jun 28, 2017	Warranty Deed, Transfer · Conventional Mortgage STATE FARM BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2022 · Amount on Record
Deed Sale	Sep 1, 2022 · Amount on Record
Prior Sale	Jun 28, 2017 · Amount on Record
Deed Document Number	20223120
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	109 E CLOKE ST, ASHKUM, IL 60911-4005
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E CLOKE ST, ASHKUM, IL 60911-4005

Mortgage

Document Number	00026R0567
Date	Feb 23, 2026
Instrument	26R0567

Lender

Name	PEOPLES BANK OF KANKAKEE COUNTY
Type	Bank
Address	KANKAKEE, IL 60901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Feb 24, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Sep 1, 2022
Property Address	109 E CLOKE ST, ASHKUM, IL 60911-4005
Document Number	00022R3120
Instrument Date	Aug 31, 2022
Instrument	22R3120
Transaction Type	Transfer
Record Updated	Sep 16, 2022
Title Company	HOMESTEAD TITLE COMPANY, HOMESTAR TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$102.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 E CLOKE ST, ASHKUM, IL 60911-4005

Mortgage

Document Number	00022R3121
Date	Sep 1, 2022
Instrument	22R3121

Lender

Name	PEOPLES BANK OF KANKAKEE COUNTY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Jun 28, 2017
Property Address	109 E CLOKE ST, ASHKUM, IL 60911-4005
Document Number	17R1976
Instrument Date	Jun 28, 2017
Instrument	17R1976
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$101.25
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	306 E LAKE ST, 306, ASHKUM, IL 60911-6026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E CLOKE ST, ASHKUM, IL 60911-4005

Mortgage

Document Number	17R1977
Date	Jun 28, 2017
Instrument	17R1977

Lender

Name	STATE FARM BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate	4.62%

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Ashkum Village
County	Iroquois County
County Subdivision	Ashkum Township
Unified School District	Central Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,341.00 (+14.59%) Homeowner's exemption	$37,040 (+13.76%) Land $5,700 Building $31,340	$111,120 (+13.76%) Land $17,100 Building $94,020
2024	$2,043.00 (+22.56%)	$32,560 (+14.77%) Land $5,010 Building $27,550	$97,680 (+14.77%) Land $15,030 Building $82,650
2022	$1,667.00 Homeowner's exemption	$28,370 Land $4,360 Building $24,010	$85,110 Land $13,080 Building $72,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	16 (1982–2018)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Feb 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jan 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHKUM serves 800 people · EPA ID IL0750050
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	5 ppb (2026) action level 15 ppb
Copper	1.96 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Arsenic not recorded as resolved · Apr 2026
Treatment and Procedure	Corrosion control Apr 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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