Highlands County property record for 109 E Charles St, Avon Park, FL 33825
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,287 sqft · built 1972 |
| Lot Size | 0.603 acres (26,271 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,299 (2024) |
| Deeds & Mortgages | May 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | A223827000000080 |
| Primary APN | A223827000000080 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,287 sqft Living Area |
| 1st Floor Area | 2,081 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Slate |
| Lot Area | 26,271 sqft (0.603 acres) |
| Lot Dimensions | 135 ft deep x 74 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Driveway | Driveway |
| Driveway Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 512 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 339 sqft |
| Patio Area | 368 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 550 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | A223827000000080 |
|---|---|
| Street Address | 109 E CHARLES ST |
| City | AVON PARK |
| State | FL |
| Zip | 33825-2703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | VERONA HEIGHTS SUB PB 2-PG 58 LOTS 8-9-10 + W 14.27 FT OF S 1/2 OF LOT 2 BLK 1 OF TOWN OF AVON PARK IN 22-33-28 |
| Legal Range | 28E |
| Legal Township | 33S |
| Legal Section | 22 |
| Legal Subdivision | VERONA HEIGHTS SUB |
| Legal Block | 1 |
| Legal Lot Number | 8-10 9 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | AVON PARK |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 960200 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 E CHARLES ST, AVON PARK, FL 33825-2703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 2, 2007 |
| Deed Sale | Feb 2, 2007 |
| Deed Document Number | 0020581232 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 109 E CHARLES ST, AVON PARK, FL 33825-2703 |
| Document Number | 0001855134 |
| Book / Page | 002583 / 001383 |
| Instrument Date | May 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2017 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 4737 DOLPHIN CAY LN S #602 ST PETERSBURG FL 337114672, 602, ST PETERSBURG, FL 33711-4672 |
| Document Number | 0001855134 |
|---|---|
| Date | Jun 5, 2017 |
| Book Page | 002583/001383 |
| Instrument | 1855134 |
| Name | ELLA F MONTSDEOCA |
|---|---|
| Address | 109 E CHARLES ST, AVON PARK, FL 33825-2703 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Rate | 11% |
|---|
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Avon Park City |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $108,521 (+5.99%) | $258,037 (+15%) Land $19,233 Building $238,804 | |
| 2024 | $1,299.00 (+6.04%) | ||
| 2023 | $1,225.00 (+3.81%) Homeowner's exemption | $102,391 (+3%) | $224,380 (+17.17%) Land $11,540 Building $212,840 |
| 2022 | $1,180.00 Homeowner's exemption | $99,409 | $191,502 Land $11,540 Building $179,962 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF AVON PARK serves 19,361 people · EPA ID FL6280049 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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