109 E Chalmers St, Champaign, IL 61820 Property Records

Champaign County property record for 109 E Chalmers St, Champaign, IL 61820

Property Summary

Property TypeCommercial
Lot Size0.188 acres (8,201 sqft)
OwnerCompany Name on File
Last Sale$1,225,000 (May 2012)
Tax Bill$44,662 (2024)
Deeds & MortgagesMar 2021 Mortgage
Apr 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN46-21-18-157-006

Property Details

APN / Parcel Number

Primary APN46-21-18-157-006

Interior

Units12 Units

Exterior

Architectural StyleMulti-Family
Lot Area8,201 sqft (0.188 acres)

Location & Zoning

Street Address109 E CHALMERS ST
CityCHAMPAIGN
StateIL
Zip61820-6023
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLOT PT 2 BLOCK 28 FAIRLAND PLACE
Legal Range09E
Legal Township19N
Legal Section18
Legal SubdivisionFAIRLAND PLACE
Legal Block28
Legal Lot Number2
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCHAMPAIGN CITY
Census Block Group2
Census Block2005
Census Tract402

Owner

Source: Champaign County assessment roll, APN 46-21-18-157-006, as of April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address309 S 1ST ST, CHAMPAIGN, IL 61820-4164
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2021Deed of Trust, Mortgage · Commercial Mortgage
MORTON COMMUNITY BANK
Apr 11, 2017Deed of Trust, Mortgage · Commercial Mortgage
MORTON COMMUNITY BANK
May 28, 2019Deed of Trust, Mortgage · Commercial Mortgage
MORTON COMMUNITY BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 09, 2012 · Amount on Record
Deed SaleMay 09, 2012 · Amount on Record
Prior SaleJun 17, 2008 · Amount on Record
Deed Document Number201211415
Record UpdatedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address109 E CHALMERS ST, CHAMPAIGN, IL 61820-6023
Transaction TypeMortgage
Record UpdatedApr 12, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007093
DateMar 30, 2021
Instrument2021R07093
Lender
NameMORTON COMMUNITY BANK
TypeBank
AddressMORTON, IL 61550
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address109 E CHALMERS ST, CHAMPAIGN, IL 61820-6023
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006196
DateApr 11, 2017
Instrument2017R06196
Lender
NameMORTON COMMUNITY BANK
TypeBank
AddressMORTON, IL 61550
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address109 E CHALMERS ST, CHAMPAIGN, IL 61820-6023
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007718
DateMay 28, 2019
Instrument2019R07718
Lender
NameMORTON COMMUNITY BANK
TypeBank
AddressMORTON, IL 61550
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Champaign County assessment roll as of April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$590,540 (+37.24%) Land $178,340 Building $412,200$1,771,620 (+37.24%) Land $535,020 Building $1,236,600
2024$44,662.00 (+12.87%)
2022$39,568.00$430,290 Land $133,540 Building $296,750$1,290,870 Land $400,620 Building $890,250

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Champaign County (17019C), as of July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 313 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco
Fiber
8,000 / 8,000
Pavlov Media
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AMG Technology Investment Group, Consolidated Communications, Gargoyle Technologies.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0195300, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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