109 E Center Ave, Rio, IL 61472 Property Records

Knox County property record for 109 E Center Ave, Rio, IL 61472

Property Summary

Property Type	Single Family Home
Details	1,483 sqft · built 1973
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$111,500 (Aug 2013)
Tax Bill	$3,595 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-16-353-020`

Property Details

APN / Parcel Number

Primary APN	`01-16-353-020`

Interior

Stories	1 Story
Building Area	1,483 sqft Base Area
1st Floor Area	1,483 sqft
Basement Area	1,483 sqft
Unfinished Basement	1,483 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Frame
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Mixed
Garage Area	996 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	109 E CENTER AVE
City	RIO
State	IL
Zip	61472-5056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 1/2 LOT 12 & ALL LOT 13 BLK 11 VILLAGE OF RIO
Legal Subdivision	TOWN OF RIO
Legal Block	11
Legal Lot Number	12,13
Jurisdiction	KNOX IL
Township / Civil Division	RIO
Census Block Group	3
Census Block	3115
Census Tract	100

Owner

109 E Center Ave is owned and occupied by an individual who bought it in August 2013.

Source: Knox County records, as of June 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	109 E CENTER AVE, RIO, IL 61472-5056
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Nov 2, 2018	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2013 · Amount on File
Deed Sale	Aug 22, 2013 · Amount on File
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX IL
Property Address	109 E CENTER AVE, RIO, IL 61472-5056
Transaction Type	Mortgage
Record Updated	Oct 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001070262
Date	Mar 17, 2021
Instrument	1070262

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX IL
Property Address	109 E CENTER AVE, RIO, IL 61472-5056
Document Number	0001052287
Instrument Date	Nov 2, 2018
Transaction Type	Mortgage
Record Updated	Dec 5, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	109 E CENTER AVE RIO IL 614725056, RIO, IL 61472-5056

Mortgage

Document Number	0001052287
Date	Nov 15, 2018
Instrument	1052287

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2048

Interest

Rate Type	Fixed Rate
Rate	5.5%

Tax Assessment & Valuation

The 2025 property tax bill for 109 E Center Ave was $3,595 with a homeowner's exemption.

Source: Knox County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Knox County
County Subdivision	Rio Township
Municipality	Rio Village
Unified School District	ROWVA Community Unit School District 208 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,595.00	$48,580 Land $2,190 Building $46,390	$145,740 Land $6,570 Building $139,170
2022	$3,193.00	$42,200 Land $1,780 Building $40,420	$126,600 Land $5,340 Building $121,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 E Center Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 E Center Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIO serves 265 people · EPA ID IL0950450
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 500
Verizon Fixed Wireless	300 / 20
Oneida Network Services DSL · Fiber in parts of the area	10 / 1

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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