109 E Cedar St, Waverly, MO 64096 Property Records

Lafayette County property record for 109 E Cedar St, Waverly, MO 64096 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,220 sqft · built 1986
Lot Size	0.321 acres (14,000 sqft)
Owner	2 Individual Names on File
Last Sale	$101,100 (Jul 2019)
Tax Bill	$1,199 (2025)
Deeds & Mortgages	Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-6.0-23-2-001-026.000`

Property Details

APN / Parcel Number

Primary APN	`06-6.0-23-2-001-026.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,220 sqft Living Area
Basement Area	1,220 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	109 E CEDAR ST
City	WAVERLY
State	MO
Zip	64096-8120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 9 & 10 BLK 31 ST THOMAS 4TH ADDN; 671-711, 818-4, 846-829, 1168-911, 2019DR2455
Legal Range	24
Legal Township	51
Legal Section	23
Legal Subdivision	FOURTH ADD
Legal Block	31
Legal Lot Number	9-10
Jurisdiction	LAFAYETTE MO
Township / Civil Division	MIDDLETON
Census Block Group	2
Census Block	2051
Census Tract	90300

Owner

Source: Lafayette County records · APN 06-6.0-23-2-001-026.000

Assessment roll updated October 28, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	109 E CEDAR ST, WAVERLY, MO 64096-8120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 01, 2019 · Amount on Record
Deed Sale	Jul 01, 2019 · Amount on Record
Deed Document Number	2019DR2455
Record Updated	Sep 20, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Jul 01, 2019
Property Address	109 E CEDAR ST, WAVERLY, MO 64096-8120
Document Number	2019DR2455
Instrument Date	Jun 17, 2019
Instrument	2019DR2455
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	TRUMAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E CEDAR ST, WAVERLY, MO 64096-8120

Mortgage

Document Number	2019DR2456
Date	Jul 01, 2019
Instrument	2019DR2456

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

Tax Assessment & Valuation

Source: Lafayette County records · Assessment roll updated October 28, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lafayette County
Municipality	Waverly City
Unified School District	Santa Fe R-X School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,199.00	$16,186 (+14%)	$85,190 (+14.01%) Land $7,040 Building $78,150
2023		$14,198	$74,724 Land $6,174 Building $68,550

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lafayette County (29107C), updated November 26, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 187 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brightspeed	Fiber	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
Green Hills Telephone	Cable	250 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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