Saunders County property record for 109 E Cedar St, Cedar Bluffs, NE 68015 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,595 sqft · built 2021 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,000 (Oct 2022) |
| Tax Bill | $4,274 (2025) |
| Deeds & Mortgages | Jun 2021 Construction Loan Oct 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2393-34-3-02020-013-4000 |
| Primary APN | 2393-34-3-02020-013-4000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,595 sqft Living Area |
| 1st Floor Area | 736 sqft |
| Basement Area | 685 sqft |
| Unfinished Basement | 685 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 145 ft deep x 218 ft wide |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | Deck Area |
| Patio Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 109 E CEDAR ST |
|---|---|
| City | CEDAR BLUFFS |
| State | NE |
| Zip | 68015-3011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLK 13 BLKS 13-14 ADDITION CEDAR BLUFFS; MAP NUMBER: 2393-34-3-02020-013-4000 |
| Legal Range | 07 |
| Legal Township | 17 |
| Legal Section | 34 |
| Legal Subdivision | CEDAR BLUFFS 13-14 ADD |
| Legal Block | 13 |
| Legal Lot Number | 3 |
| Jurisdiction | SAUNDERS NE |
| Township / Civil Division | NORTH CEDAR |
| Census Block Group | 3 |
| Census Block | 3063 |
| Census Tract | 968100 |
Source: Saunders County records · APN 2393-34-3-02020-013-4000
Assessment roll updated June 2, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 E CEDAR ST, CEDAR BLUFFS, NE 68015-3011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2021 | Deed of Trust, Mortgage · Construction Mortgage PINNACLE BANK |
| Oct 20, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OMAHA |
| Oct 19, 2020 | Deed of Trust, Construction Loan · Line of Credit COMMUNITY ST BK |
| Oct 07, 2020 | Grant Deed, Transfer DODGE COUNTY TITLE AND ESCROW COMPANY, DODGE CNTY TITLE & ESCROW CO |
| Jun 06, 2017 | Grant Deed, Transfer NEBRASKA LAND TITLE AND ABSTRACT |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 20, 2022 · Amount on Record |
| Deed Sale | Oct 20, 2022 · Amount on Record |
| Prior Sale | Sep 23, 2021 · Amount on Record |
| Deed Document Number | 2022226 |
| Deed Book / Page | 587 / 447 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUNDERS NE |
| Property Address | 109 E CEDAR ST, CEDAR BLUFFS, NE 68015-3011 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0005620008 |
|---|---|
| Date | Jun 21, 2021 |
| Book Page | 562/8 |
| Instrument | 2021-06-406 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAUNDERS NE |
| Recording Date | Oct 20, 2022 |
| Property Address | 109 E CEDAR ST, CEDAR BLUFFS, NE 68015-3011 |
| Document Number | 0005870447 |
| Book / Page | 587 / 447 |
| Instrument Date | Oct 05, 2022 |
| Instrument | 2022-10-226 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $427.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0202210227 |
|---|---|
| Date | Oct 20, 2022 |
| Instrument | 2022-10-227 |
| Name | FIRST NATIONAL BANK OMAHA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUNDERS NE |
| Recording Date | Oct 19, 2020 |
| Property Address | 109 E CEDAR ST, CEDAR BLUFFS, NE 68015-3011 |
| Document Number | 0005450641 |
| Book / Page | 000545 / 000641 |
| Instrument Date | Oct 06, 2020 |
| Instrument | 10312 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | PO BOX 186 CEDAR BLUFFS NE 680150186, CEDAR BLUFFS, NE 68015-0186 |
| Document Number | 5450641 |
|---|---|
| Date | Oct 19, 2020 |
| Book Page | 000545/000641 |
| Instrument | 10312 |
| Name | COMMUNITY ST BK |
|---|---|
| Type | Bank |
| Address | CEDAR BLUFFS, NE 68015 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 18, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAUNDERS NE |
| Recording Date | Oct 07, 2020 |
| Property Address | 109 E CEDAR ST, CEDAR BLUFFS, NE 68015-3011 |
| Document Number | 0005440955 |
| Book / Page | 000544 / 000955 |
| Instrument Date | Oct 01, 2020 |
| Instrument | 10120 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2020 |
| Title Company | DODGE COUNTY TITLE AND ESCROW COMPANY, DODGE CNTY TITLE & ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $113.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 109 E CEDAR ST CEDAR BLUFFS NE 680153011, CEDAR BLUFFS, NE 68015-3011 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAUNDERS NE |
| Recording Date | Jun 06, 2017 |
| Property Address | 109 E CEDAR ST, CEDAR BLUFFS, NE 68015-3011 |
| Document Number | 0004900985 |
| Book / Page | 000490 / 000985 |
| Instrument Date | May 26, 2017 |
| Instrument | 48 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2018 |
| Title Company | NEBRASKA LAND TITLE AND ABSTRACT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
Source: Saunders County records · Assessment roll updated June 2, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Nebraska |
| Municipality | Cedar Bluffs Village |
| County | Saunders County |
| County Subdivision | North Cedar Township |
| Unified School District | Cedar Bluffs Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,274.00 (-16.91%) | $311,658 (+13.42%) Land $18,850 Building $292,808 | $311,658 (+13.42%) Land $18,850 Building $292,808 |
| 2023 | $5,144.00 | $274,786 Land $18,850 Building $255,936 | $274,786 Land $18,850 Building $255,936 |
Source: FEMA National Flood Hazard Layer, Saunders County (31155C), updated January 3, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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