109 E Cartwright Ave, Saint Louis, MO 63125 Property Records

St. Louis County property record for 109 E Cartwright Ave, Saint Louis, MO 63125

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 847 sqft · built 1901
Lot Size	0.087 acres (3,798 sqft)
Owner	2 Individual Names on Record
Last Sale	$102,010 (Jan 2022)
Tax Bill	$2,187 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27G-14-1802`

Property Details

APN / Parcel Number

Primary APN	`27G-14-1802`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	847 sqft Living Area
1st Floor Area	847 sqft
Game Room	Game Room

Exterior

Year Built	Built 1901
Effective Year Built	Effective 2018
Architectural Style	Bungalow
Exterior Material	Stucco
Foundation Type	Raised
Lot Area	3,798 sqft (0.087 acres)
Lot Dimensions	95 ft deep x 40 ft wide
Porch	Open Frame Porch
Porch Area	55 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	109 E CARTWRIGHT AVE
City	SAINT LOUIS
State	MO
Zip	63125-2118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	HANCOCK PLACE LOT 3
Legal Subdivision	HANCOCK PLACE
Legal Block	1
Legal Lot Number	3
Jurisdiction	ST LOUIS MO
Township / Civil Division	LEMAY
Census Block Group	2
Census Block	2001
Census Tract	220200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the St. Stanislaus Seminary listed 1972 · 3 contributing resources · NRIS 72001491

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Louis County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 E CARTWRIGHT AVE, SAINT LOUIS, MO 63125-2118
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage BUSEY BANK
Jan 14, 2022	Warranty Deed, Transfer SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGCY
Oct 22, 2019	Warranty Deed, Transfer · Line of Credit BUSEY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2022 · Amount on Record
Deed Sale	Jan 14, 2022 · Amount on Record
Prior Sale	Oct 22, 2019 · Amount on Record
Deed Document Number	2022260
Deed Book / Page	25328 / 1553
Prior Transfer Date	Jan 10, 2022
Prior Transfer Doc	0253281556
Record Updated	Oct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Jan 14, 2022
Property Address	109 E CARTWRIGHT AVE, SAINT LOUIS, MO 63125-2118
Document Number	0253281556
Book / Page	25328 / 1556
Map Reference	MB 1 PG 130
Instrument Date	Jan 10, 2022
Instrument	2022011400261
Transaction Type	Transfer
Record Updated	Jun 8, 2022
Title Company	SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 E CARTWRIGHT AVE, 109, SAINT LOUIS, MO 63125-2118

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 E CARTWRIGHT AVE, SAINT LOUIS, MO 63125-2118

Mortgage

Document Number	2022011400262
Date	Jan 14, 2022
Instrument	2022011400262

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jan 14, 2022
Property Address	109 E CARTWRIGHT AVE, SAINT LOUIS, MO 63125-2118
Document Number	0253281553
Book / Page	25328 / 1553
Map Reference	MB 1 PG 130
Instrument Date	Nov 8, 2021
Instrument	2022011400260
Transaction Type	Transfer
Record Updated	Jun 8, 2022
Title Company	SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 E CARTWRIGHT AVE, 109, SAINT LOUIS, MO 63125-2118

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 E CARTWRIGHT AVE, SAINT LOUIS, MO 63125-2118

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Oct 22, 2019
Property Address	109 E CARTWRIGHT AVE, SAINT LOUIS, MO 63125-2118
Document Number	0237543912
Book / Page	023754 / 003912
Instrument Date	Oct 3, 2019
Instrument	679
Transaction Type	Transfer
Record Updated	Jan 27, 2020
Title Company	CONTINENTAL TITLE HOLDING COMPANY, CONTINENTAL TITLE HOLDING CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E CARTWRIGHT AVE ST LOUIS MO 631252118, ST LOUIS, MO 63125-2118

Mortgage

Document Number	237543915
Date	Oct 22, 2019
Book Page	023754/003915
Instrument	680

Lender

Name	BUSEY BK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Hancock Place School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,450 (-) Land $7,520 Building $21,930	$155,000 (-) Land $39,600 Building $115,400
2025	$2,187.00 (+20.1%)	$29,450 (+25.59%) Land $7,520 Building $21,930	$155,000 (+25.61%) Land $39,600 Building $115,400
2024	$1,821.00 (+5.26%)
2023	$1,730.00 (+19.23%)	$23,450 (+29.34%) Land $3,840 Building $19,610	$123,400 (+29.35%) Land $20,200 Building $103,200
2022	$1,451.00	$18,130 Land $4,350 Building $13,780
2021			$95,400 Land $22,900 Building $72,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 975 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	800 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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