109 E Bare Hill Rd, Harvard, MA 01451 Property Records

Worcester County and Harvard Town property record for 109 E Bare Hill Rd, Harvard, MA 01451 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3.5 Baths
Year Built	Built 1980
Square Footage	2,408 sqft Living Area
Lot Size	171,191 sqft (3.93 acres)
Occupancy	Owner Occupied
Last Sale	$1,130,000 (2025)
Tax Bill	$13,687.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`HARV M:31 B:104`
Alternative APNs	`M:031.0 P:0104-0000.0` `1250310010400000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	10 Rooms
Building Area	2,408 sqft Living Area
Gross Area	5,072 sqft Gross Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Contemporary Style
Exterior Material	Wood Siding Exterior
Roof Construction	Shed Roof Construction
Roof Material	Asphalt Roof
Lot Area	171,191 sqft (3.93 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	1250310010400000
Street Address	109 E BARE HILL RD
City	HARVARD
State	MA
Zip	01451-1856
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	104
Jurisdiction	HARVARD MA
Minor Civil Division	HARVARD
Census Blockgroup	3
Census Block	3007
Census Tract	761401

Owner

Source: Worcester County and Harvard Town records · APN HARV M:31 B:104

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	109 E BARE HILL RD, HARVARD, MA 01451-1856
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenant By Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 22, 2025	Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage LEADER BANK NA
Nov 10, 2021	Quit Claim Deed, Transfer Quitclaim Document
Aug 07, 2020	Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 22, 2025 · Amount on Record
Deed Sale	May 22, 2025 · Amount on Record
Prior Sale	Aug 07, 2020 · Amount on Record
Deed Book / Page	72016 / 285
Prior Transfer Date	Oct 19, 2021
Prior Transfer Doc	066502-112
Record Refreshed	Jun 08, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	109 E BARE HILL RD, HARVARD, MA 01451-1856
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00068752-8
Date	Jan 23, 2023
Book Page	68752/8
Instrument	6602

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Feb 01, 2048

Interest

Rate Type	Adjustable Rate

May 2025: Quit Claim Arm's Length for NE States, Transfer

Document Type	Quit Claim Arm's Length for NE States
Jurisdiction	HARVARD MA
Recording Date	May 22, 2025
Property Address	109 E BARE HILL RD, HARVARD, MA 01451-1856
Document Number	072016-285
Book / Page	72016 / 285
Instrument Date	May 22, 2025
Instrument	40469
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	109 E BARE HILL RD, HARVARD, MA 01451-1856

Mortgage

Document Number	0000040470
Date	May 22, 2025
Instrument	40470

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Type Change Date	Jun 01, 2030
Max Rate At Change	2.75%
Index	1-Year CMT

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARVARD MA
Recording Date	Nov 10, 2021
Property Address	109 E BARE HILL RD, HARVARD, MA 01451-1856
Document Number	66502-112
Book / Page	66502 / 112
Instrument Date	Oct 19, 2021
Instrument	158152
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E BARE HILL RD, HARVARD, MA 01451-1856

August 2020: Quit Claim Arm's Length for NE States, Transfer

Document Type	Quit Claim Arm's Length for NE States
Jurisdiction	HARVARD MA
Recording Date	Aug 07, 2020
Property Address	109 E BARE HILL RD, HARVARD, MA 01451-1856
Document Number	62977-98
Book / Page	62977 / 98
Instrument Date	Jul 24, 2020
Instrument	87752
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E BARE HILL RD, HARVARD, MA 01451-1856

Mortgage

Document Number	87753
Date	Aug 07, 2020
Instrument	87753

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Harvard Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Harvard Town
Unified School District	Harvard School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,687.00 (+0.89%)	$874,600 (-3.94%) Land $305,500 Building $569,100
2024	$13,566.00 (+4.08%)	$910,500 (+16.03%) Land $305,500 Building $605,000	$907,060
2023	$13,034.00	$784,700 Land $285,600 Building $499,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk to Homes	Low 20th percentile nationally · 58th in Massachusetts
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

109 E Bare Hill Rd, Harvard, MA 01451 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2025: Quit Claim Arm's Length for NE States, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2021: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2020: Quit Claim Arm's Length for NE States, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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