109 E Adams St, Avon Park, FL 33825 Property Records

Highlands County property record for 109 E Adams St, Avon Park, FL 33825

Property Summary

Property Type	Charitable / Fraternal Organization
Details	3 bd · 2 ba · 1,144 sqft · built 2001
Lot Size	0.207 acres (9,004 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Aug 2026)
Tax Bill	$312 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C-15-33-28-111-0000-1130`

Property Details

APN / Parcel Number

Primary APN	`C-15-33-28-111-0000-1130`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,144 sqft Gross Area
1st Floor Area	1,144 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,004 sqft (0.207 acres)
Lot Dimensions	135 ft deep x 66 ft wide
View / Lot	Duplex
Driveway	Concrete Driveway
Driveway Area	418 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	20 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	109 E ADAMS ST
City	AVON PARK
State	FL
Zip	33825-2203
Property Category	Commercial
Property Type	Commercial > Retail > Charitable / Fraternal Organization
Local Zoning Code	R2
Legal Description	LAKESIDE HEIGHTS SUB PB 2 PG 85 ELY 2/3 LOT 113 + WLY 2/3 LOT 114
Legal Range	28E
Legal Township	33S
Legal Section	15
Legal Subdivision	LAKESIDE HGTS SUB LTS 86-178
Legal Lot Number	114
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	2
Census Block	2014
Census Tract	960200

Owner

109 E Adams St, a commercial property, is owned and occupied by an individual who bought it in August 2026.

Source: Highlands County records, as of August 28, 2026

Owner of Record	Individual Name on File
Mailing Address	109 E ADAMS ST, AVON PARK, FL 33825-2203
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2026 · Amount on File
Deed Sale	Aug 20, 2026 · Amount on File
Prior Sale	Feb 28, 2018
Deed Document Number	20262327262
Deed Book / Page	3213 / 378
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 20, 2026
Property Address	109 E ADAMS ST, AVON PARK, FL 33825-2203
Document Number	0002327262
Book / Page	3213 / 378
Instrument Date	Aug 20, 2026
Instrument	20262327262
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$56,560.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E ADAMS ST, AVON PARK, FL 33825-2203

Mortgage

Document Number	0002327263,
Date	Aug 20, 2026
Instrument	20262327263

Lender

Name	HIGHLANDS COUNTY (FL)

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 109 E Adams St was $312 with an additional exemption, up 2.3% from the year before.

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$312.00 (+2.3%) Additional exemption filed	$145,917 Land $6,600 Building $139,317	$145,917 Land $6,600 Building $139,317
2024	$305.00 (+5.9%)
2023	$288.00 (+3.97%) Additional exemption filed	$127,093 (+15.34%) Land $4,950 Building $122,143	$127,093 (+15.34%) Land $4,950 Building $122,143
2022	$277.00 Additional exemption filed	$110,187 Land $4,950 Building $105,237	$110,187 Land $4,950 Building $105,237

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 E Adams St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1998–2014)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 E Adams St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AVON PARK serves 19,361 people · EPA ID FL6280049
Water Source	Groundwater
Last State Inspection	May 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20