109 E 7th St, Frederick, MD 21701 Property Records

Frederick County property record for 109 E 7th St, Frederick, MD 21701 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Architecture StyleConventional
Year BuiltBuilt 1891
Square Footage2,176 sqft Living Area
Lot Size15,180 sqft (0.349 acres)
OccupancyOwner Occupied
Last Sale$159,900 (2000)
Tax Bill$5,452.00 (2025)

Property Details

APN / Parcel Number

Primary APN02-123495
Alternative APNs
  • 2123495
  • 123495

Interior

Full Baths2 Baths
Building Area2,176 sqft Living Area
1st Floor1,088 sqft 1st Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1891
Effective Year BuiltEffective 1891
Architectural StyleConventional Style
Exterior MaterialBrick Exterior
Construction TypeBrick Construction
Roof MaterialComposition Shingle Roof
Lot Area15,180 sqft (0.349 acres)
Depth X Width253 ft x 60 ft Depth x Width
Porch Area388 sqft Porch

Utilities and HVAC

Heating SystemRadiant Heating
SewageMunicipal Sewage

Location & Zoning

Account Number123495
Street Address109 E 7TH ST
CityFREDERICK
StateMD
Zip21701-5225
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 60 X 253 109 E. 7TH ST. FREDERICK
Legal SubdivisionFREDERICK
Legal Lot Number109
JurisdictionFREDERICK MD
Minor Civil Division2, FREDERICK
Census Blockgroup3
Census Block3020
Census Tract750801

Owner

Source: Frederick County records · APN 02-123495

Assessment roll updated August 4, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address109 E 7TH ST, FREDERICK, MD 21701-5225
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2019Deed of Trust, Mortgage · Closed End Mortgage
PNC BANK NA
Nov 25, 2019Deed of Trust, Mortgage · Line of Credit
PNC BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 06, 2000 · Amount on Record
Deed SaleSep 06, 2000 · Amount on Record
Prior SaleJun 24, 1998 · Amount on Record
Deed Doc Number20005627
Deed Book / Page2754 / 347
Record RefreshedJun 08, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address109 E 7TH ST, FREDERICK, MD 21701-5225
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0133540035
DateNov 20, 2019
Book Page13354/0035
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeClosed End Mortgage
AmountAmount Recorded

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address109 E 7TH ST, FREDERICK, MD 21701-5225
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0133630176
DateNov 25, 2019
Book Page13363/0176
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,452.00 (+11.61%) Homeowner's exemption$320,900 (+8.57%) Land $185,900 Building $135,000$320,900 (-) Land $185,900 Building $135,000
2023$4,885.00 Homeowner's exemption$295,567$320,900 Land $185,900 Building $135,000

Flood & Wildfire

109 E 7th St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic DistrictWithin the Frederick Historic District (Boundary Increase)
listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Nearby Properties on E 7th St

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