Passaic County and Clifton City property record for 109 E 7th St, Clifton, NJ 07011
| Property Type | Single Family Home |
|---|---|
| Details | 1,488 sqft · built 1953 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $395,000 (Jun 2021) |
| Tax Bill | $9,089 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-00001-32-00013 |
| Primary APN | 02-00001-32-00013 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,488 sqft Living Area |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Street Address | 109 E 7TH ST |
|---|---|
| City | CLIFTON |
| State | NJ |
| Zip | 07011-1133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B1 |
| Legal Subdivision | CITY/CLIFTON |
| Legal Block | 1.32 |
| Legal Lot Number | 13 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | CLIFTON |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 124700 |
109 E 7th St is owned and occupied by an individual who bought it in June 2021.
Source: Passaic County and Clifton City records, as of July 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 E 7TH ST, CLIFTON, NJ 07011-1133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 23, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Jul 7, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Jul 7, 2020 | Loan Modification, Mortgage · Conventional Mortgage GATEWAY FIRST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2021 · Amount on File |
| Deed Sale | Jun 23, 2021 · Amount on File |
| Prior Sale | Dec 4, 2014 · Amount on File |
| Deed Document Number | 202141370 |
| Deed Book / Page | 4066 / 74 |
| Prior Transfer Date | Feb 28, 2010 |
| Prior Transfer Doc | 0000009864 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jun 23, 2021 |
| Property Address | 109 E 7TH ST, CLIFTON, NJ 07011-1133 |
| Document Number | 0000041370 |
| Book / Page | D4066 / 74 |
| Instrument Date | May 13, 2021 |
| Instrument | 2021041370 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,382.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 248 N 10TH ST # ST1ST, 248, PROSPECT PARK, NJ 07508-2008 |
| Name | Verified Name |
|---|---|
| Address | 109 E 7TH ST, CLIFTON, NJ 07011-1133 |
| Document Number | 0000041371 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 2021041371 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 109 E 7TH ST, CLIFTON, NJ 07011-1133 |
| Document Number | 0000032408 |
| Instrument Date | Jul 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 109 E 7TH ST CLIFTON NJ 070111133, CLIFTON, NJ 07011-1133 |
| Document Number | 0000032408 |
|---|---|
| Date | Jul 20, 2020 |
| Book Page | 016281/000091 |
| Instrument | 32408 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 19, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 109 E 7TH ST, CLIFTON, NJ 07011-1133 |
| Document Number | 0000032405 |
| Instrument Date | Jul 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 109 E 7TH ST CLIFTON NJ 070111133, CLIFTON, NJ 07011-1133 |
| Document Number | 0000032405 |
|---|---|
| Date | Jul 20, 2020 |
| Book Page | 000766/000141 |
| Instrument | 32405 |
| Name | GATEWAY FIRST BK |
|---|---|
| Address | JENKS, OK 74037 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 19, 2050 |
| Rate | 3.5% |
|---|
The 2025 property tax bill for 109 E 7th St was $9,089, up 3.2% from the year before.
Source: Passaic County and Clifton City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Clifton City |
| Unified School District | Clifton City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $148,300 (-) Land $80,000 Building $68,300 | $148,300 (-) Land $80,000 Building $68,300 | |
| 2025 | $9,089.00 (+3.25%) | $148,300 Land $80,000 Building $68,300 | $148,300 Land $80,000 Building $68,300 |
| 2024 | $8,803.00 | ||
| 2023 | $148,300 Land $80,000 Building $68,300 | $148,300 Land $80,000 Building $68,300 | |
| 2022 | $8,467.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 109 E 7th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 109 E 7th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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